100 day

Terms of the loan program

*Grace period applies to non-cash payment transactions for goods/works/services purchase at a retail network and/or Internet using the payment card. The Grace period continues from the first non-cash transaction in the Grace Period  (on condition that there is no loan debt on the date of the transaction; if there is a loan debt, to start the grace period it must be paid by the client in full) and ends in one hundred calendar days. For all expense transactions for payment of the cost of goods / services using a payment card made after the first such operation in the Grace Period, the Grace Period ends on the expiration date of the Grace Period for the first such operation in this Grace Period. The Grace period applies (interest for using the loan is not charged during this period) if the used limit amount was repaid by the end of the Grace period and minimum monthly repayments during the Grace period were made in due time.

For example:

- purchase date – 26.06;

- next date of interest calculation – 25.07 & 25.08. & 25.09

- repayment date of minimum monthly repayments – 20th day of every month – 20.08 & 20.09;

- full repayment – by 3.10;

- grace period term – from 26.06 till 03.10 (100 days).

** 5 (five)% of debt remain. Amount of minimum monthly payment is set for repayment every month on date of interest calculation and shall be repaid by the 20th day of the following month.

Tariff model "Credit card 100 days"

Information on essential characteristics TM "Credit Card 100 days"