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Employee Insurance "Confidence 24/7 Business"

Program Advantages

Group Benefit | ~20% Savings Price starts at UAH 461/year per employee instead of UAH 576 under a group policy
War Risks | Included Coverage for civilian injuries caused by shrapnel, missiles, UAVs, and blast waves
Streamlined Paperwork | 1 Agreement A single group agreement for the entire staff without bureaucratic paperwork
Group Protection | From 2 to 100 people in one contract ✓ Valid worldwide 24/7

Caring for your team: 24/7 financial protection for employees

A program by Raiffeisen Bank and PJSC "IC "UNIQA" for insuring teams from 2 to 100+ people. Includes protection against accidents, domestic injuries, and the consequences of military actions

Parameters / ProgramsBasic BusinessOptimal BusinessPremium BusinessMaximum Business
ANNUAL PREMIUM PER PERSON (UAH)
  Maximum Payout / Total Sum Insured264 000 UAH560 000 UAH 1 040 000 UAH 1 760 000 UAH
 Individual Corporate Contract (1 person)576 UAH1152 UAH 2304 UAH3 456 UAH
Group Contract (2 to 100 persons)461 UAH922 UAH1843 UAH2 765 UAH
COVERAGE LIMITS & BENEFIT PAYOUTS
Family Assistance upon Death (Accident)264 000 UAH560 000 UAH 1 040 000 UAH 1 760 000 UAH
  Disability Group I Benefit (Accident)264 000 UAH560 000 UAH 1 040 000 UAH 1 760 000 UAH
Injury Benefit Limit (Fractures, Burns, etc.)*до 66 000 UAH до 140 000 UAH до 260 000 UAH до 440 000 UAH
War Risks CoverageIncludedIncludedIncludedIncluded

* Injury Payout Percentage: The payout percentage depends on the severity of the injury, for example: from 5% to 40% for a hip fracture, 5% to 30% for an arm fracture, 5% to 10% for a finger fracture, 3% to 5% for a concussion, and from 3% to 100% for over 100 other injuries according to the official "UNIQA Payout Table".

** War Risks Coverage: Applies in case of impact from shells, mines, bullets, destruction of buildings, territory mining, explosions, fires, etc. Does not cover: consequences of the use of weapons of mass destruction (chemical, biological, nuclear), events in occupied territories or active combat zones, as well as individuals participating in combat operations or serving in the Armed Forces of Ukraine or other paramilitary formations.

Important information:

Before signing the insurance contract, the consumer must review:

The information document about the standard insurance product here.

Information about the insurance product and insurer is available on the insurance companies’ websites at the following link: PJSC “Insurance Company UNICA” EDRPOU Code: 20033533.

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