Credit Cards
Open a credit card online at Raiffeisen Bank and receive additional funding for daily expenses or important purchases. Use your own funds with full control in the MyRaif app!
Credit card 100 days 2.0
- Up to 100 days without interest payments
- Credit limit – up to 300,000 UAH
- Cashback from Raif
- No service fee
How to get a loan at Raif?
Advantages of Credit Cards
More About Credit Cards
What is a Credit Card?
A credit card is a convenient payment tool for everyday transactions and desired purchases. The cardholder can use not only their own funds on the card but also additional funds within the credit limit.
A grace period applies to the credit card, during which no interest is charged for using the credit, provided the terms of the grace period are met. If the terms of the grace period are not met, interest will be charged on the borrowed funds.
What is a Credit Limit?
A credit limit is the maximum amount of money that the bank is willing to lend you on your card. Its size is determined by the bank individually for each client based on their financial status and credit history.
What is a Grace Period?
A grace period is a timeframe during which the borrower can use the credit without paying interest or without the need to repay the principal amount of the debt. Typically, a grace period is provided at the beginning of the loan, for example, when applying for a credit card.
Who is a Credit Card Suitable For?
Credit cards are suitable for active users who want to have a financial reserve in their daily lives. They are especially convenient for those who frequently make online payments or wish to have a buffer for unexpected expenses.