Acquiring
There are indisputable advantages of cooperation in accepting and paying for plastic cards
0 UAH for using account for individual entrepreneurs for the entire year
The promotion is valid from August 1 to September 26, 2025, inclusive for new clients.
For Business> Account > Рахунок для ФОП онлайн
Advantages of service
in the "Business Classic" tariff package
How to open a PE account?
in the "Business Classic" tariff package
You can apply on the website at any convenient time 24/7, account opening takes place from 5:00 AM to 11:00 PM on weekdays. You will be able to perform expenditure operations immediately after your account is registered with the tax authorities.
What is needed to open a PE account
in the "Business Classic" tariff package
Terms of the package Business Classic
| Debit card for business | free of charge |
| Current account opening (₴ $ €) | free of charge |
| Cashless payments in UAH within the Bank | free of charge |
| Monthly fee for using the service package | 150 UAH/month (or 0 UAH/month for 12 months for new clients who opened an account between 01.08.2025 and 26.09.2025 inclusive). |
| Cashless payments in UAH outside the Bank in Raiffeisen Business Online | • up to 100,000 UAH - 3 UAH • over 100,000 UAH - 12 UAH |
| Cashless payments from a private entrepreneur’s current/card account to a PI card within the Bank | free of charge |
| Non-cash payments in UAH within the Bank: | free |
| Cash disbursement: |
|
| Depositing cash: | at the cash desk to the current and current card account: 0.2% from the amount, minimum UAH 25. |
Raiffeisen Business Online
Personal account in the app with 24/7 access to your business accounts.
Online services from Raif for your business
Service for online payment of goods by QR code
Payment for services by QR code or payment link
Free QES for Business Clients
Save your time and receive services remotely
It's easy and quick to open an account for a business owner online
- How to open an account for PE without QES?
- How to open an account for PE if you already have QES?
1. Apply for opening an account
2. Read the documents and give your consent
3. Choose the registration method: without QES
4. Download the QES
5. Provide mandatory data: tax code, phone number, e-mail
6. Fill out the questionnaire
7. Submit documents from the "DIIA" application
8. Verify the data
9. Select the service branch
10. Sign documents using the "DIIA" application
11. Install Raiffeisen Business Online to use the services
12. Use the Bank's services with pleasure!
1. Apply for opening an account
2. Read the documents and give your consent
3. Choose the registration method: with QES
4. Download the QES
5. Provide mandatory data: phone number, e-mail
6. Fill out the questionnaire
7. Submit documents from the "DIIA" application
8. Verify the data
9. Select the service department
10. Sign documents using the "DIIA" application
11. Install Raiffeisen Business Online to use the services
12. Use the Bank's services with pleasure!
Frequently Asked Questions
Here you can find answers to the most common questions.
- To open a sole proprietor account:
- Log in to the Diia portal.
- Select the comprehensive e-Entrepreneur service.
- Choose the account opening service.
- Select Raiffeisen Bank from the list.
- Fill out the application, sign it with an electronic signature, and you're done.
An FOP account is a bank account for a sole proprietor that allows conducting all financial operations for business separately from personal funds: receiving payments from clients, paying expenses, and taxes. The FOP current account helps maintain clear records of income and expenses, which is crucial for accounting and tax reporting.
According to Ukrainian legislation, an entrepreneur is not required to open a bank account if conducting only cash transactions. In such cases, you can decide whether an FOP account is needed. However, to conduct cashless payments and receive deposits from customers to a card, opening a business account is mandatory.
At Raiffeisen, we offer two ways to open an account: with a QES and without it. Choose the method you prefer and follow the quick application process. First, fill out the electronic application and enter contact details: phone number and email. Then use the Diia app for quick verification and document submission. Choose a convenient branch for document signing. After registration, install Raiffeisen Business Online to manage your business account.
You will need a passport/ID card, tax identification number (TIN), and FOP registration certificate. Ensure access to the Diia app if you wish to open the account online.
Choose a convenient branch and visit it at your preferred time, having prepared the necessary documents for application. We will help you open an account and provide all necessary instructions for usage. You can also register FOP status at the Administrative Service Center (ЦНАП) at your place of residence.
Online application takes only 15 minutes. Applications are reviewed from 5:00 to 23:00 on weekdays. You can use the account as soon as it is registered with the tax authorities.
Yes. In addition to UAH, we offer account opening in USD and EUR.
It will be useful for entrepreneurs in various fields: freelancers, private craftsmen, representatives of creative professions, online store owners, lawyers, notaries, and anyone seeking flexibility in business finance management.