Raiffeisen Bank is one of the leaders in Ukrainian banking and ensures reliable protection and secure keeping of the people’s funds due to the stable financial standing of the bank. In addition, according to the Law of Ukraine No. 5542-1 On Amendments to Certain Laws of Ukraine Concerning Ensuring the Stability of the Households Deposit Guarantee System, the state provides additional protection of the deposits of the population: during the martial law in Ukraine and three months after the martial law termination or cancellation in Ukraine, the Deposit Guarantee Fund will reimburse 100% of each deposit in the bank, including interests accrued as of the end of the day preceding the starting date of the bank’s liquidation.
After the expiry of the three-month period from the date of the martial law termination or cancellation in Ukraine the maximum amount of the deposit reimbursement will constitute at least UAH 600 k and can be increased based on the decision of the Fund’s Administrative Board.
Raiffeisen Bank offers deposit programs that can meet your needs. Receive SMS on your mobile phone about crediting and withdrawing funds to / from a deposit account for free.
The safety of your deposits advanced savesecure membership Raiffeisen Bank to guarantee Fund of individuals ' deposits
You can also open a deposit in the branch
Certificate of assignment of identification number (registration number of the taxpayer's account card) or the corresponding mark of the State Tax Service in the passport
Passport or other identity document
You can open a deposit in Raiffeisen Online yourself in the "Deposits" section
For all you need to install the supplement on your smartphone, see it and turn to the menu “deposits”, and then “new deposit”
WARNING for customers – private individuals using the service of bank deposit placement The service of opening and managing of deposit accounts of private individuals is provided by Raiffeisen Bank JSC (hereinafter – Bank) according to the terms and conditions of the Bank service agreement (hereinafter – Agreement). The Bank service agreement is the accession agreement (Article 634 of the Civil Code of Ukraine) and consists of the public offer, application for the acceptance of the public offer/agreement, Bank service Rules for PI Clients at Raiffeisen Bank JSC, Bank’s tariffs and application for placement of the deposit. When placing the deposit funds at the Bank, no sanctions in case of untimely application to the Bank regarding repayment of the deposit are applied. Thus, term deposits shall be repaid to the customer automatically on the date of the deposit expiration by transferring funds to the customer’s current account. Also, the deposits, which provide for early repayment of funds, may be early repaid to the customer on the basis of the customer’s application. The Bank may not demand from the customer purchase of any goods or services of the Bank or its related person as the mandatory condition for provision of the service of banking deposit placement (except for provision of the banking services package). The Bank shall not have a right to unilaterally introduce changes into the application for placement of the deposit concluded with the customer, unless otherwise provided by the Agreement or the law. The customer may refuse receiving of promotional materials by the remote communication channels. |
Opening a deposit in a few clicks through Raiffeisen Online system or visit one of the Bank's branches and provide the following documents for the opening of a deposit account:
For your convenience please call hotline of Call center at 0 800 500 500(free for landline calls within Ukraine), (044) 490 88 88 (city phone number) or 521 (for MTC subscribers), and the operator will schedule a meeting for the opening of a deposit account at the outlet. In such a way, you can apply to the outlet at a given time without staying in a queue.
The replenishment may be cash and cashless.
Placement of cash to "Time Deposit Classic"* and replenishment of "Saving" or "Universal+" deposits may be performed at the cash-desk of any Raiffeisen Bank branch.
The «Universal+» deposit can be replenished free of charge at the Bank’s branch where the account was opened. When replenishing such deposit account at another branch: UAH - free; in foreign currency - 0,7% of the amount, but not less than 1 USD / EUR.
One-time cashless funds placement to "Time Deposit Classic" is possible in Raiffeisen Online system from any account, or from own current account "For payments" at the branch.
Cashless replenishment of the «Saving» deposit with no fee charged can be made in the following ways:
Cashless replenishment of the «Universal+» deposit with no fee charged may be made in the following ways:
The «Universal+» deposit replenishing from other accounts is made at 1% fee of the replenishment amount.
*The deposits may not be replenished upon the initial placement of funds.
A third party may replenish one’s UAH account for any amount.
Is a deposit was opened in foreign currency, it may be replenished by the account owner only or by a third party under a power of attorney (power of attorney for deposit replenishment is issued free of charge at a Bank’s branch).
The interest for the Deposit use is accrued by the Bank on the remaining amount of the Deposit as of the end of the day for each calendar day of the Deposit keeping, starting from the day following the day of crediting the funds to the Deposit and until the day preceding the payment of the Deposit to the Customer inclusive.
After opening the Deposit in Raiffeisen Online system, on the day of its opening the interest rate will be displayed as 0%, as the accrual of the interest will start from the next day, subject to the availability of funds on the Deposit. Thus, after the opening of the Deposit and its replenishing, the interest rate will be displayed on the following day in the amount specified in the Application-Agreement regarding the Deposit.
The interest accrued is paid in compliance with the terms and conditions of the Application-Agreement regarding the Deposit, namely: – under the deposits “Oshchadnyi” and “Universal+” monthly, under the deposit “Classic Term” - at the end of the term.
The interest is accrued based on the actual number of days in the month and in the year, thus in different months of the year the amount accrued can differ.
The deposit amount (effective for all deposit types) and interests accrued may be received as follows:
In case of partial or full withdrawal of funds from the deposit «Universal»:
If the amount of deposit and interest to be paid out exceeds 5 000 USD or its equivalent in other currency, it should be pre-ordered in advance (2 banking days).
To pre-order a deposit amount, a customer shall apply to a branch of Raiffeisen Bank Aval and hand in a relevant application, or contact the Bank’s Call Centre.
It is possible to get an official certificate about the state of the deposit account by calling the Bank's Information Center (0 800 500 500) or by requesting the Raiffeisen Online chat. Commission is 100 UAH. Details.
For calls from abroad: +38 (044) 354 14 34 (according to the operator's tariffs) or [email protected] (free with Skype).
Controlling account status is most convenient with the Internet banking Raiffeisen Online for private individuals access to which is provided free of charge.
When you open a deposit, it is automatically connected to the text messaging service (SMS or Push) for the Financial number regarding the deposit transactions.
The text messaging service is provided free of charge for all the transactions with the “Savings”, “Classical Term”, “Universal+” deposits.
Private individuals and individual entrepreneurs’ income in the form of interests accrued on bank accounts (deposit, current, card) shall be subject to individual income taxation regardless of the amount of received income:
The Bank shall independently withhold and transfer tax from the amount of the accrued interests (interests less the amount of 19.5% are credited to the customer’s account).
The principal amount of the deposit shall not be subject to taxation.
It is possible to close the deposit account early by calling the Bank's Information Center (0 800 500 500) or by making a request to the Raiffeisen Online chat. Details.
For calls from abroad: +38 (044) 354 14 34 (according to the operator's tariffs) or [email protected] (free with Skype).
In case of an early termination of the agreement, interests on deposit shall be accrued in the following ways:
We use cookies on this site to provide you with the best experience.
