Cash loan

The Public Offer of Raiifeisen Bank JSC on bank services accounting

Information about service "Cash loan"

The Client has the right within 14 calendar days from the date of conclusion of the Application-Agreement to refuse the Consumer Credit Service without explaining the reasons, including in the case of receiving the Loan funds by the Client.The Client shall notify the Bank of the intention to refuse the Service in written paper form. Within 7 calendar days from the date of submission of a written notice of refusal of the Service, the Client is obliged to return to the Bank the funds received in accordance with the Application-Agreement, including those provided for the purpose of paying the insurance payment (premium), and to pay Interest for the period starting from from the date of granting the Loan (inclusive) to the day of their return at the rate established by the Application-Agreement.

The loan (credit) service is provided under the terms of the Banking Service Agreement, which consists of a public offer, application for acceptance of the public offer / agreement, Rules of banking services for individuals in Raiffeisen Bank JSC (hereinafter - the Rules), lender's tariffs.

The Agreement may be terminated by agreement of the parties, at the initiative of one of the parties or in cases provided by the legislation of Ukraine.

The Bank has the right to initiate the termination of the Agreement in the presence of one of the following circumstances: breach by the client of its obligations to the Bank under the Agreement or other agreements; in case of carrying out by the client and / or on the accounts of the client of the forbidden (forbidden) operation (s) or operation (s), which contain features that are subject to financial monitoring; the occurrence of circumstances that are grounds for termination of the Bank's provision of services provided by the Agreement to the client; closing all client accounts opened under the terms of the Agreement; absence of the fact of using the Bank's services provided by the Agreement.

 In case of termination of the Agreement at the initiative of the Bank, the Bank shall terminate the provision of services under the Agreement from the date of sending the relevant notice to the client (or within another period provided by the notice).

Choose the most convenient way for you there

It is possible to receive an official certificate on the state of debt under an existing loan or on the absence of debt to the Bank by calling the Bank's Information Center (0 800 500 500) or by requesting the Raiffeisen Online chat. Details.

For calls from abroad:

+38 (044) 354 14 34 (according to the operator's tariffs)

or

[email protected] (free with Skype).

The monthly payment is calculated individually for each client and depends on the loan amount and term.

Yes, at Raif, you can review special lending conditions for pensioners. A complete list of offers is available on the loans page.

Yes, if a loan offer is available to you in the MyRaif app, you can apply for a new loan even if you already have another one. All applications are reviewed individually.

It may take some time for the system to update the information. There is also a possibility that you temporarily do not meet the loan eligibility criteria. We recommend waiting or checking the offer later.