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Credit terms
up to 150 000 UAH
from 24 to 72 months
| Standard conditions | Promo conditions |
| 51,9%-54,9% yearly | 41,9%-44,9% yearly |
| Standard Conditions | Promo Conditions |
| 0.41% per month | 0.3% per month |
it is paid on a lump sum at the expense of credit funds
up to 500 000 UAH
13 to 72 months
| Standard conditions | Promo conditions |
| 41,9%-44,9% yearly | 31,9%-34,9% yearly |
| Standard Conditions | Promo Conditions |
| 0.3% per month | 0.15% per month |
it is paid on a lump sum at the expense of credit funds
up to 1 000 000 UAH
13 to 72 months
| Standard conditions | Promo conditions |
| 29,9%-32,9% yearly | 24,9%-27,9% yearly |
| Standard Conditions | |
| 0.17% per month |
it is paid on a lump sum at the expense of credit funds
Maximum loan amount - up to UAH 1 000 000 (temporarily the maximum loan amount is available only to customers who receive a salary from Raiffeisen Bank). The maximum term of the loan is 72 months. The annual interest rate on the loan for persons who have entered into an agreement during the promotion period - from 22.9% to 52.9%. The real annual interest rate on the loan for persons who have entered into an agreement during the promotion period depends on the size, term of the loan and the chosen voluntary insurance program and can range from 24.8% to 72.7%. The offer is valid from 01.10.2021 until 31.10.2021 on the entire territory of Ukraine, with the exception of temporarily occupied territories within the boundaries determined by the current legislation of Ukraine. Terms of service provision in accordance with the rules of the Bank. Requirements for a client to complete a loan agreement are determined by the Bank's internal documents. All information about services on raiffeisen.ua or in the branches of the Bank. Banking license of the NBU No. 10 dated 02.07.2021. Listed in the state register of banks on 03/27/1992. from No. 94.
By filling out an online application
Call 0 800 500 500
At any bank branch
At Raiffeisen Online - for payroll clients
Information on the loan (credit) service is contained in the Consumer Credit Passports
Information on the essential characteristics of consumer lending on Personal loan
Standard form of Application on Current account opening and provision of Personal loan
Choose the most convenient way for you there
The loan facility (loan) is provided under the terms of the Banking Service Agreement, which consists of a public offer, a statement of acceptance of a public offer/agreement, "Rules for Banking Services of Individuals in Raiffeisen Bank JSC" (hereinafter - the Rules), the lender's tariffs and an application for opening a card account and granting a loan "Credit Card."
The contract may be terminated by agreement of the parties, at the initiative of one of the parties or in cases stipulated by the legislation of Ukraine.
After full repayment of the loan debt (including early payment) and closing by the client of all accounts opened under the Agreement, the client has the right to initiate termination of the Agreement by contacting the Bank's branch
The service of providing Raiffeisen Bank JSC (hereinafter - the Bank) with consumer loans under the Cash Loan program is provided by the Bank to individual customers under the terms of the Banking Service Agreement.
The Banking Service Agreement (hereinafter - the Agreement) is an accession agreement (Article 634 of the Civil Code of Ukraine) and consists of a public offer, a statement of acceptance of a public offer/agreement, "Rules for Banking Service of Individuals in Raiffeisen Bank JSC", Bank tariffs and a loan application " Cash Loan ".
In case of non-fulfillment or improper fulfillment by the client of the loan obligations established by the Agreement, the client is liable according to the legislation of Ukraine and the terms of the Agreement.
Thus, for the delay in the fulfillment by the client of any monetary obligations under the loan, the client must pay a penalty at the request of the Bank to the tune of 1% (one percent) of the amount of overdue payment for each calendar day of delay. The calculation of penalties is carried out starting from the next calendar day after the date when the corresponding monetary obligation must be fulfilled, and until the day, the consumer fulfills the overdue obligation, inclusive.
The Bank shall not require the client to purchase any goods or services from the Bank or a related or associated person as a prerequisite for the provision of a consumer credit service (except for the provision of a package of banking services).
The Bank shall not be entitled to amend the Cash Loan application with the client unilaterally unless provided by the Agreement or the law.
The customer may refuse to receive promotional materials by means of remote communication channels.
In case of Cash loan without insurance of the client's life, health and performance, the client has the right, within 14 calendar days from the date of the conclusion of the consumer loan agreement, to withdraw from the agreement without giving reasons, including if the client receives funds. The client shall inform the Bank about his intention to cancel the consumer loan agreement in written paper form. Within 7 calendar days from the date of submission of a written notice of cancellation of the consumer loan agreement, the client is obliged to return to the Bank the funds received under the agreement and pay interest for the period from the date of receipt of funds to the day of their return at the rate established by the consumer loan agreement .In case of Cash loan with insurance, the client has no right to cancel the consumer loan agreement, since such an agreement provides for the provision of credit funds by the Bank to the client not only for their own (personal) needs, but also for the payment of the insurance premium in favor of the insurer, the insurance service of which is provided to the client before the end of 14 days from the date of the conclusion of the consumer loan agreement (clause 2 of part 6 of article 15 of the Law of Ukraine "on consumer lending").
