Deposits for corporate clients
An effective instrument of using temporarily free funds to make stable profit.
Would you like to choose a deposit that meets your needs most? Then compare, see all pros and cons and choose the one you like.
How to open a deposit?
- New customers
- Existing customers
Deposit types
Caring for its customers, Raiffeisen Bank proposes the deposits tailored to every customer’s individual needs.
Current
The deposit involves free disposal of funds.
Special features of the deposit:
• Minimum balance – UAH 10 000.00.
• Placement period - 367 calendar days.
• No limitations on the replenishment and withdrawal amounts.
• Interest paid on a monthly basis.
• Option of signing with QES.
Classic
The deposit is designed for maximum profit from funds placement.
Special features of the deposit:
• Minimum amount – UAH 50 000.00/USD/EUR 10 000.00.
• Period of placement from 3 calendar days.
• Option to choose interest payment frequency (monthly/at maturity).
• Option to sign with QES.
Classic early
The deposit has an option of early funds withdrawal.
Special features of the deposit:
• Minimum amount – UAH 50 000.00/USD/EUR 10 000.00.
• Period of placement from 3 calendar days.
• Option to choose interest payment frequency (monthly/at maturity).
• Early termination.
• Option to sign with QES.
If you still have any open questions, please contact the Bank’s representative
Deposits comparison
Choose the deposit with the best terms
Classic
Classic early
Useful information
The service of opening and maintaining the deposit accounts of the Customers – business entities is provided on the terms of the Comprehensive Bank Service Agreement (hereinafter – Agreement) or on the terms of a separate General Deposit Agreement (hereinafter – General Deposit Agreement) and the deposit agreement concluded in the framework of the General Deposit Agreement and constituting an integral part thereof. The Agreement and the General Deposit Agreement are concluded for an indefinite period.
1. The customer receiving the service on the terms of the Agreement shall have the right to initiate the termination of the Agreement by sending the respective application to the Bank. The Bank shall have the right to terminate the provision of the Services under the Agreement immediately upon receiving such an application. The Agreement shall be deemed terminated immediately after all the Customer’s Accounts are closed and the Customer fulfils the obligations under the Agreement in full. The Customer may place a deposit with the Bank based on the period stipulated in the application (for fixed-term deposits) or on the terms of the deposit withdrawal at the Customer’s first demand (for on-demand deposits).
If the Customer does not place the Deposit for the period stipulated by the Deposit Application, the Bank’s and the Customer’s obligations shall be terminated. The
amendments to the Agreement shall be introduced by means of the restatement of the “Bank Service Rules for business entities – corporate customers at Raiffeisen Bank JSC” and its publication twice a month – on the 1st (first) and the 15th (fifteenth) day of each calendar month on the Bank’s website and in the Bank’s branches.
If the 1st (first) and/or the 15th (fifteenth) day falls on a weekend, holiday or other non-business day, the publication shall take place on the first following Business Day. The amended Rules shall come into effect in the Parties’ relationships from the date specified in them, however, no earlier than 15 (fifteen) calendar days after their publication on the Bank’s Website. Such Rules shall be deemed accepted by the Customer if the Customer does not notify the Bank on the termination of the Agreement before they come into effect. The Deposit repayment before the last day of the Deposit period (for fixed-term deposits) on the terms stipulated by the Application shall be deemed early.
The Customer may demand early repayment of the Deposit in full before the Deposit Maturity Date (if the respective term is available in the Application) subject to a written notice to the Bank provided at least 2 (two) business days before the date of early repayment of the Deposit amount in full (unless other period is stipulated by the Application) and provided that the Parties sign an Application for the change of the Deposit terms regarding early repayment of the Deposit.
If the Deposit is repaid before the Deposit Maturity Date at the Customer’s demand, the Bank shall recalculate the interest for the actual period of the Deposit use according to the terms of the Deposit repayment before the Deposit Maturity Date, as stipulated by the Application.
2. The Customer receiving the service on the terms of the General Deposit Agreement shall have the right to place the deposit with the Bank for the
period stipulated in the agreement (for fixed-term deposits) or on the terms of the deposit withdrawal at the customer’s first demand (for on-demand deposits).
During the effective period of the General Deposit Agreement the customer shall have the right to initiate its termination provided that the Bank repays all the deposits placed according to the deposit agreement to the Customer, interest is paid and the deposit accounts are closed. The General Deposit Agreement shall be terminated by means of entering into an additional agreement on the termination thereof between the Bank and the customer.
The deposit shall be repaid at the customer’s demand in full or in part prior to the deposit maturity date if such option is stipulated by the deposit agreement, subject to the respective written notice sent by the customer to the Bank within the timeframe stipulated by the agreement. The deposit may be repaid in full if an additional agreement to the deposit agreement is concluded between the Bank and the customer. For fixed-term deposits, the customer may demand the deposit repayment prior to the deposit maturity date only if the property rights to the funds on a deposit account are not pledged to secure any obligations of the customer to the Bank.
Amendments to the General Deposit Agreement and the deposit agreements may be introduced at the Bank’s and at the customer’s consent subject to the mandatory signing of an additional agreement, except as provided for by the General Deposit Agreement, the deposit agreements and/or the laws of Ukraine.
3. The service is provided by Raiffeisen Bank JSC, the NBU license No. 10 of 18.06.2018.; EDRPOU code 14305909; added to the State Register of Banks No. 94 of 27.03.1992.; registered address: 4a Almazova, Kyiv, 01011; contact phone numbers: 044 490 88 88; 0 (800) 505-045; email address info@aval.ua; the state regulation of the Bank’s activities is carried out by the National Bank of Ukraine (9, Instytutska, Kyiv, 01601; hotline: 0800 505 240).
Please Note: Individual Deposit Guarantee Fund reimburses the funds under individual entrepreneurs’ deposits
Dear customers, kindly be informed that starting from January 1, 2017, the Individual Deposit Guarantee Fund reimburses funds under individual entrepreneurs’ deposits, regardless of the account opening date.
Dear Customers, kindly note that according to the Law of Ukraine No. 71-VІІІ “On introduction of changes to the Tax Code of Ukraine and certain legislative acts of Ukraine regarding the tax reform” of December 28, 2014, starting from 01.01.2017, the individual income tax rate of 18% is applied to, and the war tax of 1.5% is withheld from, the income of individual entrepreneurs in the form of interest accrued on a deposit (current, card) account.
Therefore, the interest minus the tax at the rate of 19.5% will be credited to your accounts.
We would like to emphasize that the tax is not assessed on the principal amount of the deposit (the amount that you placed under the bank deposit agreement).
Should you have any questions, please contact the call center for small and medium business customers at: 0 (800) 505-045