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Insurance
Cumulative programs for high education or additional pension

The long-term savings and protection program form insurance company UNIQA Life that will help you to meet your plans in future (high education for your childrens or your additional pension)

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Benefits of the program

Guarantee savings
Cumulative programs for high education or additional pension | Raiffeisen Bank Aval
The opportunity is guaranteed to accumulate the required amount due to the burdensome periodic dues and the payment schedule
Insurance protection
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Upon making the first payment, you and your family is under financial protection
Tax credit
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The annual return of the government portion of insurance premiums paid by
Extra income
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You get a guaranteed income of 4% pa (UAH) and 2% per annum (euro, dollar), as well as additional investment income

How the program works on the example of Helena

The smaller amount in each cell is the initial and guaranteed amount of accumulation and insurance protection which is immediately specified in the insurance contract.
The biggest sum is is the total expected amount of funds that the client will receive if the client increases the amount of payment (indexation) by 10% annually, and it also consists of additional investment income and annual payment of tax benefits to the client.

The reliability of the program

Reliability is guaranteed by the company UNIQA Life, the main insurance partner of Raiffeisen Bank Aval
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Austrian insurance group
UNIQA Insurance Group operates in 1811, operates in 19 countries in Europe, and in Ukraine since 2006
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Stable development

NICK's Life - the # 1 company in 2014 - 2016 for the insurance customers of banking institutions and every year the three largest insurance companies of Ukraine

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UNIKA Life acting

Payments UNIKA Life its customers: 22 million hryvnia in 2014, 28 million hryvnia in 2015, 25 million USD in 2016

Permanent partners UNIQA Life in Ukraine
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