Time Deposit Classic in USD/EUR #5 | Raiffeisen Bank Aval Time Deposit Classic in USD/EUR #6 | Raiffeisen Bank Aval
New MyRaif convenient application
Download Download
Sign in Transfers and Payments
Time Deposit Classic in USD/EUR #15 | Raiffeisen Bank Aval Time Deposit Classic in USD/EUR #16 | Raiffeisen Bank Aval Time Deposit Classic in USD/EUR #17 | Raiffeisen Bank Aval Time Deposit Classic in USD/EUR #18 | Raiffeisen Bank Aval Time Deposit Classic in USD/EUR #19 | Raiffeisen Bank Aval Time Deposit Classic in USD/EUR #20 | Raiffeisen Bank Aval
Eng
Deposits and Investments
Time Deposit Classic in USD/EUR

Time Deposit Classic - open a deposit and exchange currency online!


Now you can buy US Dollars and Euros in Raiffeisen Online at the best rate with a mandatory 93 days deposit placement

According to NBU Resolution No.18, the bank is allowed to sell non-cash foreign currency to clients in the equivalent up to 200,000 hryvnias per calendar month with mandatory condition to place purchased currency into 93 days deposit without the early termination.



Key benefits
Safe keeping of the foreign currency costs
Time Deposit Classic in USD/EUR | Raiffeisen Bank Aval
Purchase of US dollars and Euros in Raiffeisen Online at the most favorable exchange rate with automatic transfer of funds to the deposit or transfer from own foreign currency accounts.
Time Deposit Classic in USD/EUR #2 | Raiffeisen Bank Aval
SMS informing about operations
Time Deposit Classic in USD/EUR #3 | Raiffeisen Bank Aval
Interest rates, annual


Deposit amount 500 and more, USD/EUR
93 days
184 days
367 days
Open in Branch:
0.01%; 
from 10 000 USD - 1.50%; 
from 10 000 EUR- 0.25% 
0.01%
0.01%
Opening in Raiffeisen Online:

0.01%;
from 10 000 USD - 1.50%;
from 10 000 EUR - 0.25%
-
-






How to open a Time Deposit «Classic» and buy foreign currency in the Raiffeisen Online application?

  • Open the Time Deposit «Classic». To do this:

in the web version in the "Deposits" menu select the "New deposit" item, or in the mobile application select "More" - "Deposits" and press+ Choose "Standard" and the required currency (USD or EUR) - term of 93 days - click "Sign".

  •  Exchange currency (on the deposit opening date only). To do this:

click the "More" - "Currency exchange" item, select the required currency (USD or EUR), source account in hryvnias (current account, debit card account, deposit "Universal")  and target account - Time Deposit «Classic». Enter the purchase amount and complete the currency exchange operation. Funds in foreign currency will be immediately automatically credited to this deposit.





Conditions for Deposit Replenishment:


• One-time transfer of purchased foreign currency in case of its exchange in Raiffeisen Online. If you need to buy an additional amount in foreign currency, just open a new deposit

• Cashless from the current USD/EUR accounts in Raiffeisen Online and  branches

• Cash at the cash-desks of the bank's branches




Guidelines in case of the expiration of the deposit’s term:


If you wish to withdraw foreign currency in cash form in the bank’s cash-desk – order cash funds in advance by telephone number         0800-500-500 or via the chat in the application Raiffeisen Online➡ Contact the bank ➡Chat , or in the Bank’s branch

You also have the possibility:

To exchange the received funds in foreign currency with hryvnias in the bank’s cash-desk

To exchange the funds in foreign currency with hryvnias in the application Raiffeisen Online

To open a deposit in hryvnias with the rate up to 12.50% in the application Raiffeisen Online

To open a new deposit “Classic term deposit” in foreign currency in the application Raiffeisen Online or in the branch

To keep funds on the current account “For payments” (there is no commission fee for cash withdrawal under the account and commission fee for servicing of the account in USD/EUR)

To transfer funds to own card account in foreign currency


Terms of Time Deposit «Classic»

Term of deposit93 days, 184 days, 367 days
Deposit currencyUSD/EUR
Minimum/maximum deposit amount
Minimum:
- in branch 500 USD/EUR; 1 USD/EUR in Raiffesein Online;
maximum:
 - unlimited
First paymentWithin seven days of opening the deposit.
In case of online currency exchange - on the deposit opening date only.
Deposit extensionWithout prolongation
Interest payment
At the end of the deposit term on the current account
ReplenishmentWithout replenishment
Early withdrawal of funds
Not provided
SMS-notification
Free SMS-notification service on transactions carried out on deposit account
Deposit opening
In Raiffeisen Online or visit one of the Bank's branches




WARNING for customers – private individuals using the service of bank deposit placement

The service of opening and managing of deposit accounts of private individuals is provided by Raiffeisen Bank JSC (hereinafter – Bank) according to the terms and conditions of the Bank service agreement (hereinafter – Agreement). 
The Bank service agreement is the accession agreement (Article 634 of the Civil Code of Ukraine) and consists of the public offer, application for the acceptance of the public offer/agreement, Bank service Rules for PI Clients at Raiffeisen Bank JSC, Bank’s tariffs and application for placement of the deposit. 
When placing the deposit funds at the Bank, no sanctions in case of untimely application to the Bank regarding repayment of the deposit are applied. Thus, term deposits shall be repaid to the customer automatically on the date of the deposit expiration by transferring funds to the customer’s current account. Also, the deposits, which provide for early repayment of funds, may be early repaid to the customer on the basis of the customer’s application.
The Bank may not demand from the customer purchase of any goods or services of the Bank or its related person as the mandatory condition for provision of the service of banking deposit placement (except for provision of the banking services package).
The Bank shall not have a right to unilaterally introduce changes into the application for placement of the deposit concluded with the customer, unless otherwise provided by the Agreement or the law. 
The customer may refuse receiving of promotional materials by the remote communication channels.