
Loans for Farmers and Agribusiness
Raiffeisen Bank supports agricultural ambitions with financial solutions.
Loans for farmers help:
- Purchase new machinery and equipment
- Buy seeds and fertilizers
- Expand land holdings
- Modernize production facilities
Agribusiness Loan Objectives
Agricultural ventures require timely and adequate financing. Raiffeisen Bank's collaboration with leading distributors of agricultural machinery and plant protection products allows us to offer clients special terms for purchasing goods essential for successful agribusiness.
Here's how loan funds can be used:
Loan types

Annual Bet up to: 16,7% -17,2% Credit line
Prevent a shortage of working capital for really easy. For this Raiffeisen Bank has developed a revolving line of credit.
- Maximum limit: UAH 60 300 000
- Expiration date: 18 months
- Commission: 0,5%-0,99%

Annual Bet up to: 0,01% - 15,0% Affiliate programs
Cooperation of Raiffeisen Bank with the leading distributors of agricultural machinery and plant protection products allows you to offer customers special terms of purchase of goods necessary for the successful management of agribusiness.
- Maximum limit: UAH 60 300 000
- Expiration date: 60 months
- Commission: 0%

Annual Bet up to: 16,7% - 17,2% Investment loan for the purchase of agricultural machinery and equipment
Today's market leadership is the latest technology and high-quality equipment. To increase production volumes and strengthen your business, you will be able to acquire your own fixed assets.
- Maximum limit: UAH 60 300 000
- Expiration date: 60 months
- Commission: 0,5%-0,99%

Annual Bet up to: 19,65% - 24,65% Loan "Development"
To support business development in our country.
- Maximum limit: UAH 9 500 000
- Expiration date: 60 months

Annual Bet up to: 17,75% - 19,75% Overdraft
Considering the needs of their customers who need financing of temporary liquidity gaps or work in the area of highly seasonal business, Raiffeisen Bank has developed a convenient banking product – Overdraft.
- Maximum limit: UAH 9 000 000
- Expiration date: 36 months
- Commission: 1%

Annual Bet up to: 19,65% - 24,65% Unsecured loan «Trust» witnin Lending to farmers
To support the development of business in Ukraine, Raiffeisen Bank Aval has developed the product “Trust”, according to which entrepreneurs and businesses can obtain credit without collateral.
- Maximum limit: UAH 9 000 000
- Expiration date: 24 months
- Commission: 0,5%-0,99%

Bill of exchange programs
Raiffeisen Bank offers farmers to use the bill of echange program.
- Maximum limit: UAH 60 300 000
- Expiration date: 12 months
- Commission: 1-6%

State Support Program for Agrarians
You can receive a 25% reimbursement of the cost for Ukrainian-made machinery. Borrowers can upgrade their farms while spending less money.
Who Can Participate:
Farmers and agribusinesses operating in the field for over a year
Farm owners aged 23 to 64
The condition is Ukrainian citizenship with permanent registration.
How It Works:
- Choose machinery from accredited Ukrainian manufacturers.
- Purchase it using your own funds or with a loan from our bank.
- Submit documents to the bank.
- Receive 25% of the cost (excluding VAT) from the state into your account.
Advantages
Frequently Asked Questions
- Passport and Tax Identification Number (RNOCPP) of the owner
- Financial statements for the last year
- Business plan for new farms
Yes, early repayment is possible without penalties or fees. The payment schedule can be adjusted to match the seasonality of your business.
Collateral can include agricultural machinery and equipment, real estate, and land plots. Loans for farmers without collateral are also available.
The term depends on the type of loan and its purpose, ranging from 6 to 60 months.