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Loans for Farmers and Agribusiness

Raiffeisen Bank supports agricultural ambitions with financial solutions.

Loans for farmers help:

  • Purchase new machinery and equipment
  • Buy seeds and fertilizers
  • Expand land holdings
  • Modernize production facilities

Agribusiness Loan Objectives

Agricultural ventures require timely and adequate financing. Raiffeisen Bank's collaboration with leading distributors of agricultural machinery and plant protection products allows us to offer clients special terms for purchasing goods essential for successful agribusiness.

Here's how loan funds can be used:

Starting a Farming Business Loans for new farmers help take initial steps in agribusiness
Updating Equipment Fleet Purchase of tractors, combines, and attachments to increase fieldwork efficiency
Expanding Production Construction and modernization of farms, greenhouses, elevators, and warehouses. The opportunity to increase capacity and achieve a new level of profitability
Replenishing Working Capital Purchase of seeds, fertilizers, and plant protection products before sowing. Financing during the period between fieldwork and crop sales
Land Acquisition Opportunity to buy out land shares or purchase new plots to expand land holdings

Loan types

Credit line

Prevent a shortage of working capital for really easy. For this Raiffeisen Bank has developed a revolving line of credit.

  • Maximum limit: UAH 60 300 000 
  • Expiration date: 18 months
  • Commission: 0,5%-0,99%

Affiliate programs

Cooperation of Raiffeisen Bank with the leading distributors of agricultural machinery and plant protection products allows you to offer customers special terms of purchase of goods necessary for the successful management of agribusiness.

  • Maximum limit: UAH 60 300 000
  • Expiration date: 60 months
  • Commission: 0%

Investment loan for the purchase of agricultural machinery and equipment

Today's market leadership is the latest technology and high-quality equipment. To increase production volumes and strengthen your business, you will be able to acquire your own fixed assets.

  • Maximum limit: UAH 60 300 000
  • Expiration date: 60 months
  • Commission: 0,5%-0,99%

Loan "Development"

To support business development in our country.

  • Maximum limit: UAH 9 500 000
  • Expiration date: 60 months

Overdraft

Considering the needs of their customers who need financing of temporary liquidity gaps or work in the area of highly seasonal business, Raiffeisen Bank has developed a convenient banking product – Overdraft.

  • Maximum limit: UAH 9 000 000
  • Expiration date: 36 months
  • Commission: 1%

Unsecured loan «Trust» witnin Lending to farmers

To support the development of business in Ukraine, Raiffeisen Bank Aval has developed the product “Trust”, according to which entrepreneurs and businesses can obtain credit without collateral.

  • Maximum limit: UAH 9 000 000
  • Expiration date: 24 months
  • Commission: 0,5%-0,99%

Bill of exchange programs

Raiffeisen Bank offers farmers to use the bill of echange program.

  • Maximum limit: UAH 60 300 000
  • Expiration date: 12 months
  • Commission: 1-6%

State Support Program for Agrarians

You can receive a 25% reimbursement of the cost for Ukrainian-made machinery. Borrowers can upgrade their farms while spending less money.

Who Can Participate:

Farmers and agribusinesses operating in the field for over a year

Farm owners aged 23 to 64

The condition is Ukrainian citizenship with permanent registration.

How It Works:

  • Choose machinery from accredited Ukrainian manufacturers.
  • Purchase it using your own funds or with a loan from our bank.
  • Submit documents to the bank.
  • Receive 25% of the cost (excluding VAT) from the state into your account.

Advantages

Quick Decisions in Season and Minimal Documentation: We understand the needs of agrarians and quickly process applications.
Seasonal Business Consideration: We tailor payments to match your cash flow.
Purchase Machinery and Equipment from Our Partners on Special Terms: Reduced interest rates.
Unsecured Loan: We trust verified clients and provide financing without collateral.
Loans for Starting and Developing a Farm: From purchasing the first machinery to equipping a warehouse.

Frequently Asked Questions

  • Passport and Tax Identification Number (RNOCPP) of the owner
  • Financial statements for the last year
  • Business plan for new farms

Yes, early repayment is possible without penalties or fees. The payment schedule can be adjusted to match the seasonality of your business.

Collateral can include agricultural machinery and equipment, real estate, and land plots. Loans for farmers without collateral are also available.

The term depends on the type of loan and its purpose, ranging from 6 to 60 months.