
Financing Energy Independence and Energy Efficiency for Business
A program aimed at increasing energy independence and providing businesses with additional alternative energy sources for uninterrupted operation, as well as projects to reduce energy consumption.
Raiffeisen's Lending Programs
Lending under the ESG Program
- Unsecured Loan "Development"
- Secured Loan "Investment Credit"


Lending under the Program with YASNO
- Unsecured Investment Loan "Development"
- Secured Investment Loan


Basic Lending Terms
Product Parameters | |
Loan Purpose | Purchase/construction and installation of:
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Borrowers | Clients from micro, small, medium, and large businesses (legal entities and sole proprietors) |
Type of Loan | Investment loan or non-revolving credit line |
Loan Amount | Up to 50 million UAH |
Borrower's Own Contribution to the Project | From 30% |
Financing Term | Up to 5 years |
Loan Currency | UAH |
Maximum Interest Rate | For loans in UAH:
The UIRD index (in hryvnia) is the Ukrainian index of deposit rates for individuals, calculated based on nominal rates in the personal deposit market announced by Ukrainian banks for terms, including three/twelve months. |
Fees | Up to 0.5% of the loan amount |
Collateral |
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Grace Period for Principal Repayment | Up to 6 months or until commissioning |
Repayment Schedule |
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Borrower Criteria | |
Territories where the Borrower is registered and conducts business |
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Additional Criteria |
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What Program is About:
This loan program is developed under the Memorandum on Banking Lending for Projects to Restore Ukraine's Energy Infrastructure, which Raiffeisen Bank signed alongside 20 other Ukrainian banks.
In addition to the terms outlined in the Memorandum, Raiffeisen Bank also offers clients individual financing terms: with loan amounts up to 25 million euros in various currencies, terms of up to 5-7 years, and personal contributions starting from 0% of the project cost.
It is also possible to combine with the investment incentives program from the European Bank for Reconstruction and Development and with financial support from the European Union, offering the possibility of partial cost reimbursement (cashback) for the project financed through the Bank's loan funds.