RaiPOS - Terminal in Smartphone

online acquiring order (for new customers immediately upon opening an account), quick and easy connection

Do you have IOS? Navigate to the link

Apply for acquiring Open account online

Advantages of the service

You do not have to wait until the terminal is installed, all you have to do is download the application to your phone

You do not have to pay the subscription fee for the terminal, only the commission fee from every transaction at 1.3%*

*From 01.09.2022 to 30.09.2023 the promo tariff of 1.3% is in effect

Your phone is always with you, you don’t have to stand in a queue

You gain loyalty of customers preferring cashless settlements.

Intuitive and clear interface of applications, which makes them easy to use even for first-time users.

Payments via NFC-terminal in a smartphone can increase the sales volume, since customers will no longer refuse from purchases due to lack of cash funds.

Terminal can work even during power outages. You only need to charge your smartphone.

What is a terminal in a smartphone?

A terminal in a smartphone or mobile terminal – is an acquiring technology used to accept cashless payments via smartphone or tablet with NFC function.

It is a convenient function for small businesses: compact merchant’s points, couriers, sales representatives, freelancers and other people providing on-site services. From now on you can accept payments anywhere!

Acquiring services

How to use your smartphone as a terminal?

You should take only several steps to use your smartphone as a mobile payment:

Step 1. Download and install RaiPos application to the device supporting payments acceptance via NFC.

Step 2. Read about the application functionality and agree to the installing of the second application – “tapXphone”.

Step 3. Enter the required information: name of the acquiring bank (Raiffeisen Bank), login, password, payment terminal initialization and activation code. After that set a new password for authorization.

Step 4. Read the instruction for the application use and start using acquiring for a smartphone. Receive fast and mobile funds transfers from customers as a payment for goods and services.

Terms of the service packages for Business banking customers

In order to take advantage of the service, you must:

Have a telephone with Android operation system of version 10.0 with NFC function
Submit an application to the Bank here
Sign an agreement for receipt of payments with the Bank
After the registration of the Merchant point with the Bank, download “RaiPos” application and "TapXphone" application on Play Market

Configuring and using the service

For the first login to “RaiPos” mobile application, you must act according to the Guidelines

The Guidelines on the use of the application:

- How to swipe the card correctly

- How to carry out the transactions

· "Payment",

· "Cancellation",

· "Return"

- How to carry out the “Day Closing” and what for

How to perform a transaction via smartphone:

Log in to “RaiPos” application
Enter the transaction amount
Place the customer’s payment device on the front side, where the contactless payment symbol is located
Send the cheque to the customer by one of the following methods:
- Share the receipt by sending it using standard iPhone methods via email or any messenger (Viber, WhatsApp etc.)
- open on the phone screen
- open QR code

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