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Deposit "SKRYNYA"
Key benefits
24/7 access to funds in the MyRaif app
Individual savings, 24/7 top-ups, and joint collections for a goal
A competitive % on the account balance
Withdrawals without fees or losing interest
Automatic and Advanced Savings Methods: card purchase round-ups and recurring payments to the "SKRYNYA" savings account.
Interest rates, annual
Hryvnia | 5,00% |
Minimum deposit amount /minimum top-up amount | n/a |
How interest is calculated | The bank calculates interest daily on the end-of-day balance at the rate according to the Bank’s Tariffs. The bank pays interest monthly on the account opening date by crediting it to the deposit account (capitalization). If you withdraw part of the funds, the interest for the previous period will be paid to you in full based on the calculation of the daily balance of funds. There are no fees or interest recalculations when withdrawing funds. If you add an additional amount to the deposit, the Bank will calculate interest on this amount the same day according to the Tariffs, and you will receive it on the same day of the month when the deposit was opened. |
Terms of Deposit
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free SMS-notification service on transactions carried out on deposit account
| Term of deposit | termless |
| Deposit currency | UAH |
| Minimum/maximum deposit amount | not available/unlimited |
| Minimum amount of replenishment | not available |
| Replenishment of deposit without cash | free of charge |
| Cash deposit replenishment | cash top-up takes place by means of cash depositing to a card account and further funds transfer in MyRaif |
| Money transfer in the bank branch | funds transfer takes place free of charge to own current and deposit accounts via MyRaif exclusively |
| free of charge, by means of funds transfer to own current, card, deposit accounts via MyRaif | |
| First payment | within ninety days from the date of opening the deposit |
SMS-notification | free SMS-notification service on transactions carried out on deposit account |
Deposit opening | via MyRaif |
Additional information | your deposit will be closed automatically if the account balance is 0 for 1 year |
WARNING for customers – private individuals using the service of bank deposit placement The Bank service agreement is the accession agreement (Article 634 of the Civil Code of Ukraine) and consists of the public offer, application for the acceptance of the public offer/agreement, Bank service Rules for PI Clients at Raiffeisen Bank JSC, Bank’s tariffs and application for placement of the deposit. When placing the deposit funds at the Bank, no sanctions in case of untimely application to the Bank regarding repayment of the deposit are applied. Thus, term deposits shall be repaid to the customer automatically on the date of the deposit expiration by transferring funds to the customer’s current account. Also, the deposits, which provide for early repayment of funds, may be early repaid to the customer on the basis of the customer’s application. The Bank may not demand from the customer purchase of any goods or services of the Bank or its related person as the mandatory condition for provision of the service of banking deposit placement (except for provision of the banking services package). The Bank shall not have a right to unilaterally introduce changes into the application for placement of the deposit concluded with the customer, unless otherwise provided by the Agreement or the law. The customer may refuse receiving of promotional materials by the remote communication channels. |
Useful information
Information on the essential characteristics of the bank deposit service "SKRYNYA"
Terms of the agreement (offer), Rules and other documents for banking services
