Open banking

Modern financial tools for business

General Information about Open Banking

Open Banking is a regulated ecosystem by the National Bank of Ukraine that allows integration into payment services via APIs (Application Programming Interfaces). The key benefits include:

Competition and Innovation

Encourages market development and the emergence of new financial services

New Opportunities 

Expands financial services by integrating with business solutions

Security

Ensures secure data exchange under high cybersecurity standards

Transparency

Provides users with control over their financial data

Our APIs

Basic API

Consent API

Allows service providers to request user consent for data access and initiate payments via Open Banking 

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Basic api

Account API

Provides access to balance and transaction details for accounts, including deposits and loans 

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Basic api

OAuth API

Provides a secure method of user authorization and authentication, allowing them to grant access to their banking data to third-party applications without sharing passwords.

More Details

How to Use the API

To start using our APIs, follow these steps: 

1. Register in the Developer Portal: 

2. Explore the documentation: 

Review the available APIs, their capabilities, and technical requirements 

3. Obtain access keys for the test environment: 

Perform authentication and authorisation according to the requirements outlined in the technical specifications 

4. Integrate the API into your systems: 

Test the integration in the sandbox environment 

5. Obtain access keys for the production environment:  

Conduct a pilot launch in the production environment 

6. Launch Open Banking for your users: 

Enjoy the benefits of Open Banking integration

FAQ

An AISP (Account Information Service Provider) is a financial service provider that retrieves financial data from a user’s bank account

A PISP (Payment Initiation Service Provider) is a service provider that initiates payments from a user’s account on their behalf

Basic APIs: Implemented in accordance with the law, their specifications are approved by the NBU, and their operation is mandatory for all open banking participants at no cost 

Premium APIs: Extended APIs that provide additional integration capabilities and are available on a paid basis

APIs are available to licensed financial institutions and TPPs (Third-Party Providers) that meet regulatory requirements

You can access API documentation in the Developer Portal

A platform where developers can find all necessary API documentation, test environments, and integration guidelines.

Yes, transactions can be canceled before final confirmation.