Consumer loan
Get additional funds when you need them. Apply online through the MyRaif app!
Cash loan
Planning a big purchase, renovation, or trip? Our consumer loan is a convenient way to get money for any needs. Apply in the app and make your dreams come true today.
Credit cards
Enjoy the freedom of shopping with our credit cards. It's your personal consumer loan, always at hand for any needs — from coffee to new gadgets.
Advantages
How to apply for a consumer loan online?
More about consumer loans
What is a consumer loan?
A consumer loan is an opportunity to receive the necessary amount of money immediately to cover personal expenses. This can include purchasing equipment, home repairs, medical services, education, or even short-term financial support until payday. You receive the funds now and repay them gradually according to a schedule. The loan involves monthly payments that include interest, which is the fee for using the borrowed funds.
Who can obtain a consumer loan?
Let's outline the requirements for borrowers:
- Age: from 18 to 62 years at the time of the loan agreement's completion;
- Official employment: at least 1 month of work experience at the current job;
- Citizenship: Ukrainian;
- Permanent residence: within the territory of Ukraine;
- Stable monthly income;
- Credit history: positive or non-existent.
In summary, a consumer loan is an opportunity to receive financial support in case of sudden need. It is crucial to have access to a quick and reliable financial resource at such times. A consumer loan allows you to act immediately without postponing important decisions.