For both cards

Raifcard + Visa Gold and Raifcard Visa Reward holders are offered:

Still more advantages:

Raifcard Visa Reward

Reduced commission fee for transfers from Raif’s card to other banks’ cards – from 1% + UAH 5 to 0.5% + UAH 5

Free transfers based on IBAN details (used to be UAH 3 per payment order)

Additional discount of 5% for settlements with ATB card by Raif in ATB chain

Raifcard + Visa Gold

1% cashback on the purchases with Raifcard + Visa Gold for the following categories: cafes and restaurants; clothes and footwear; consumer electronics. Cashback accrual will start from November 21, 2022.*

Fishback with Visa Fishka card. For settlements at ОККО petrol stations, get the discount of UAH 2/litre in points for petrol and diesel fuel, and also UAH 1/litre in points for gas, 5% in points on the amount of purchases in shops and cafes at OKKO

Free of charge issue of 3 cards for one account: Visa Gold, Visa Fishka and ATB by Raif

Commission fee reduced for transfers from Raif’s card to other banks’ cards – from 1% + UAH 5 to 0.5% + UAH 5

Additional discount of 5% for settlements with ATB card by Raif in ATB chain

Cells provision (bank safes) with the discount of 20%

Additionally

* If you don’t have the incentives program “More” connected, activate it in Raiffeisen Online.

If you do not have ATB or Visa Fihka card by Raif yet, contact the Bank’s call center to order it (0 800 500 500) or write в Raiffeisen Online➡Contact the bank ➡Chat.

New tariffs:

Raifcard Visa Reward

1. The fee for SMS notification service will be UAH 25/month. We recommend you to connect free of charge PUSH messages on all transactions in Raiffeisen Online

Valid since 1st of December, 2022

2. Free of charge mobile phone top-up for the amount of UAH 50 or more. For the amount of under UAH 50 the commission fee of UAH 2 is charged

3. Cash withdrawal in other banks’ ATMs across Ukraine in the amount of up to UAH 10 000 – free of charge, for cash withdrawal of over UAH 10 000 1% commission fee is charged. The tariff will be in effect from January 01, 2023

4. For the withdrawal of any amount in other Banks’ cash desks on the territory of Ukraine the commission fee of 1% is charged

Raifcard + Visa Gold

For free of charge use, you must fulfil one of the following criteria at your option:

- Pay for the purchases – from UAH 5000 per month

- Keep the average monthly balance on your account from UAH 5000/month

If the criterion is not fulfilled, the commission fee of UAH 39/month is charged.

Valid since 1st of December, 2022

2. The cash withdrawal in the ATMs of other banks on the territory of Ukraine in the amount of up to UAH 20 000 is free of charge, for cash withdrawal of over UAH 20 000 the commission fee of 1% is charged. The tariff shall be in effect from January 01, 2023.

3. For the withdrawal of any amount in other banks’ cash desks on the territory of Ukraine the commission fee of 1% is charged.

4. Free of charge mobile phone top-up for the amount of UAH 50 or more. For the amount of under UAH 50 the commission fee of UAH 2 is charged