Apply for a card without a passport
Want to get a virtual card without documents?
In MyRaif, you can apply for it online without a physical passport, just through Diia.
How to apply for a virtual card online?
If you are already a Raiffeisen Bank client, creating a virtual card is even easier: simply open the app, select the desired card, and get it in just a few clicks.
If you don't have a passport at all
If you don't have a passport in any form, you can still open a card at a bank branch. You'll need any official document that allows for your identification. The document must be legally valid and contain all necessary information.
Without an identity document, no official financial institution can cooperate with you due to legal requirements.
What documents can substitute for a passport?
The Ukrainian citizen's passport is the primary document for confirming identity and citizenship in Ukraine.
However, if you don't have a passport, it can be replaced by a temporary certificate of Ukrainian citizenship. The form and issuance procedure for this document are established by the Ministry of Internal Affairs (Section II, Clause 19 of the Regulations on the Passport of a Citizen of Ukraine). The document must contain necessary details: name, series, number, date of issuance, and the name of the issuing authority.
Additionally, Article 13 of the Law of Ukraine "On the Unified State Demographic Register and Documents Confirming Ukrainian Citizenship, Identifying a Person or Their Special Status" lists documents that can confirm identity and citizenship. These include:
- Passport of a citizen of Ukraine for traveling abroad;
- Diplomatic passport of Ukraine;
- Service passport of Ukraine;
- Identity card for returning to Ukraine;
- Temporary certificate of Ukrainian citizenship.
However, Ukrainian legislation does not provide an exhaustive list of documents on the basis of which a bank is obliged to conduct banking operations, open accounts, or issue cards or loans. Each financial institution has the right to independently determine which official documents it accepts for reliable client identification.
Therefore, if you need to apply for a card without a passport, we recommend consulting with a bank manager in advance.
Popular cards:
Card tariffs
Card | Raifcard | ATB Card | Fishka Card |
Transfers | No fees via the MyRaif app | No fees via the MyRaif app | No fees via the MyRaif app |
Monthly Maintenance | No fees | No fees | No fees |
Cash Withdrawal | No fees at any ATM in Ukraine | No fees at any ATM in Ukraine | No fees at any ATM in Ukraine |
Cashback | Up to 20% | Up to 20% | Up to 20% |
Notifications | Instant PUSH notifications | Instant PUSH notifications | Instant PUSH notifications |
Cashless Top-up Without Fees | No fees | No fees | No fees |
Additional Benefits | — | 5% discount on over 700 products at ATB and up to 40% discount on weekly products. | Fishback up to +8 UAH/l on fuel + 5% on purchases at OKKO (excluding tobacco and starter packs) |
Not all available cards for application are presented here; you can learn more about our debit bank cards via the link. Currency cards are particularly popular, so we recommend considering them if you wish to store funds in foreign currency.