

Enjoyable shopping as a distraction. We can make it happen
Open a card by Raiffiesen bank and purchase your favourite items easily with a cashback
There are several reasons to open a card
💶💵 Open a card from Raiffeisen to buy currency at a reduced rate on Promotion Day

How to buy currency?
- You need to log into the Raiffeisen Online app.
- On the main screen, press the "More" section - Currency Exchange.
- Select the desired currency and amount.
- Complete the exchange of hryvnia and the funds in US dollars or euros will be
automatically credited to your currency account at Raiffeisen.
💰You can buy currency online for up to 250,000 UAH:
- with a limit of 50,000 UAH per month on a current/card account.
- with a limit of 200,000 UAH per month with a 3-month deposit.
The exchange rate for euros and US dollars may change during the offer period.

Open Raifcard and be sure to check in MyRaif if a loan offer is available to you 😉
Cash loan from Raiffeisen always comes with favorable terms for realizing big plans or covering unexpected expenses.

Make blackouts shorter with the Raif card
Reliable energy support, no dependency on the circumstances and the usual comfort – all this is about our drawing of 20 power stations EcoFlow DELTA 2 (ZMR330-EU).
To participate in the drawing new clients should:
- Have a card from Raif issued
- Make purchases for any amount in the trade and service network or on the Internet
The promotion conditions apply from 25.07 to 25.09.2024 inclusive.
More payments – more chances to win, so hurry up 💡
How to open a card?


Complete identification
by uploading documents through the Diia application with an attached ID card or passport and follow the instructions

Your card is ready to use!
Add it to your e-wallet and start enjoying all the benefits
How to open a card in another way?
Tariffs
Transfers from card to card | without fee via MyRaif app |
Monthly maintenance | without fee |
Cash withdrawal | without fee at any ATM in Ukraine |
Cashback | 2 categories to choose from in the MyRaif app Details Cashback by Raif |
Notifications | Instant PUSH notifications about all card transactions
|

MyRaif - new application from Raiffeisen Bank
Open new virtual cards with no fees. Transfer money from your debit cards to any Ukrainian bank cards quickly and without fees. Track your expenses with a clear transaction history. Activate Raiffeisen cards. Receive MoneyGram transfers. Choose cashback categories. Top up your mobile phone without fees. And many other features.
Discounts of up to 50% on popular products in ATB stores

ATB Card
- 5% discount from the promotional price for more than 700 products in the ATB stores
- Cashback up to 20% for purchases in selected categories
- Card-to-card transfers with no fees via the MyRaif appCash withdrawals with no fees at any ATM in Ukraine
- Payment of utility bills without fees
- Utility payments without fees
Additional Fishback up to UAH 2 on OKKO

Fishka Card
Get an additional Fishback from Raiffeisen Bnk to your personal offer on OKKO:
- + UAH 2/l for Pulls 95 and Pulls Diesel
- + UAH 1/l for gasoline and diesel fuel
- + UAH 0.5/l for GAS
- 5% for other goods at OKKO
And:
- Cashback up to 20% for purchases in selected categories
- Сard-to-card transfers with no fees through the MyRaif application
with deposit on demand "Growing": Up to 5.75% per annum on savings

Increase your savings
- If you don't have a Raiffeisen card, open one with no fees in just a few clicks.
- In the MyRaif app, select the "Deposits" menu at the bottom of the main screen.
- Open a "Growing" deposit.
- Top up and withdraw your deposit anytime.
- The larger the deposit amount, the higher the interest on the balance.
Cashback from Raif

How to accumulate cashback
- Open MyRaif and go to the Cashback service.
- Select 2 categories from the bank for the current month.
- Pay for goods and services in the selected categories and get
cashback with Raif cards. - Withdraw cashback from 100 UAH to any of your to any of your Raif accounts
What categories does cashback apply to?
2 categories to choose from
in the MyRaif app
Details Cashback by Raif
During the exchange, income tax (18%) and military levy (1.5%) are deducted from the amount
A WARNING TO PI CUSTOMERS when using the service of card account opening and maintaining with a debit payment card
The service of the card account opening with a debit payment card (hereinafter – “bank service”) is provided by Raiffeisen Bank JSC (hereinafter – Bank) to PI customers based on the Bank Service Agreement.
The Bank Service Agreement (hereinafter – Agreement) is an agreement of accession (article 634 of the Civil Code of Ukraine) and consists of a public proposal, the statement of acceptance of the public proposal/agreement, the Bank Service Rules for Private Individuals in Raiffeisen Bank JSC, the Bank’s tariffs and the application for a card account opening and maintenance.
In the event of non-performance or improper performance of the obligations under the Agreement by the customer, the customer shall be liable according to the law of Ukraine, as well as the terms and conditions of the Agreement.
The possible consequences for a customer in the event of the use of the bank service or non-performance of the obligation under the Agreement on providing such bank service are stipulated by Article 1, Section 9 of the Bank service rules for private individuals.
The Bank is prohibited to demand that the customer should purchase any goods or services from the Bank or its related person as a mandatory condition for the bank service provision (except for the provision of a bank service package).
The Bank has no right to amend the application for opening and maintaining a card account concluded with the customer unilaterally, unless otherwise stipulated by the Agreement or the law.
The Customer may refuse to receive advertisement materials by means of remote communication channels.
Useful information
You may get acquainted with the following documents:
At the web-site and in MyRaif application.
You can order a card and open the new account remotely*.
For this, you need the Diya application with the ID card or international passport.By using this service, you will receive the virtual card which you can use it immediately by adding the card to your Apple Pay or Google Pay mobile wallet.
Additionally, you can order plastic card which will be sent to the bank’s branch of your choice. Term of providing the card is 10 business days from the date of ordering card on the website. To obtain the card must have a passport of citizen of Ukraine or document substituting and help with tax code
At the nearest bank branch.
To order a card you must have a passport of a citizen of Ukraine with you or a document substituting and help with tax code. Card production time - 10 business days from the date of order.
*For client private entrepreneurs the account is opened during business hours.
Add your card to Apple Pay or Google Pay via the Raiffeisen Online app and pay in cafes, shops or gas stations with ease.