Visa Fishka card
Visa Fishka payment card
Why Visa Fishka from Raiffeisen Bank?
How to open a virtual card?
Tariffs
| Card | Visa Fishka |
| Transfers from card to card | without fee via MyRaif app |
| Service | without fee |
| Cash withdrawal | free at any ATMs in Ukraine |
| Cashback up to 10% | 2 categories to choose from in the MyRaif app Details Cashback by Raif |
| Information | free PUSH-notifications on card transactions |
| Cashless replenishment | free |
Activate the card purchased at the gas station cash desk in a way convenient for you
1. Scan the QR code placed inside the package of the purchased card and, following the prompts, register the card;
2. Or go to the MyRaif application and select "Activate a card from Raif".
How does program Fishka work?
Useful Information
How to get the loyalty phone number and how to check the balance of points?
Partners
Cash replenishment without commission
A WARNING TO PI CUSTOMERS when using the service of card account opening and maintaining with a debit payment card
The service of the card account opening with a debit payment card (hereinafter – “bank service”) is provided by Raiffeisen Bank JSC (hereinafter – Bank) to PI customers based on the Bank Service Agreement.
The Bank Service Agreement (hereinafter – Agreement) is an agreement of accession (article 634 of the Civil Code of Ukraine) and consists of a public proposal, the statement of acceptance of the public proposal/agreement, the Bank Service Rules for Private Individuals in Raiffeisen Bank JSC, the Bank’s tariffs and the application for a card account opening and maintenance.
In the event of non-performance or improper performance of the obligations under the Agreement by the customer, the customer shall be liable according to the law of Ukraine, as well as the terms and conditions of the Agreement.
The possible consequences for a customer in the event of the use of the bank service or non-performance of the obligation under the Agreement on providing such bank service are stipulated by Article 1, Section 9 of the Bank service rules for private individuals.
The Bank is prohibited to demand that the customer should purchase any goods or services from the Bank or its related person as a mandatory condition for the bank service provision (except for the provision of a bank service package).
The Bank has no right to amend the application for opening and maintaining a card account concluded with the customer unilaterally, unless otherwise stipulated by the Agreement or the law.
The Customer may refuse to receive advertisement materials by means of remote communication channels.
Useful information
Scan the QR code inside the packaging and follow the instructions to register your card.
Alternatively, open the MyRaif app, tap “All accounts” in the main menu, select “Open a card,” then “Activate plastic card.”
At a bank branch
To open a payment card, you need a Ukrainian passport or an equivalent identity document, as well as a tax identification number certificate.
In MyRaif
To apply for a card in MyRaif, you need the Diia app with an ID card or international passport.
You can check your Fishka account status, points balance, and points history in the Fishka mobile app or at myfishka.com.
It is a Raiffeisen Bank payment card with the Fishka loyalty programme built in, offering additional benefits such as Fishback on fuel, purchases at OKKO, and purchases across the partner network.
You can withdraw funds from your Visa Fishka card at a Raiffeisen ATM or any ATM that accepts Visa cards.
You can get a card free of charge from Raiffeisen Bank — there’s no need to buy one :)
You can top up your card through payment terminals, ATMs, online banking, or an interbank transfer using the card’s account details. You can find detailed instructions on topping up a bank card and adding funds through a terminal in our guides.
Once you have a virtual or physical card, you can add it to Apple Pay or Google Pay and use your phone to pay in stores. We explain this in more detail in our guide, “How to pay with your phone.”
Yes. You can use it as a salary card. What matters is the account, not the card linked to it — your salary is credited to the account.
Currently, Visa Fishka cards are available only in hryvnias. If you would like to receive funds in a foreign currency, you can open a foreign currency card in MyRaif.
Yes. Social benefits can be credited to your Fishka card because the account matters, not the card itself. You can use it to receive your pension, social benefits, or child benefits — and enjoy several card benefits at the same time.
Yes. If you have the Diia app, you can apply for a card through the mobile app without visiting a bank branch.
Visa Fishka is a debit card. To apply for a credit card, go to the “Loans” section and select an available credit offer. You can then apply for a loan online. We explain the difference between these card types in our guide, “What is the difference between a debit card and a credit card?”
Urgently notify Raiffeisen Bank of the loss (theft) of the card to block it by calling the Information Center:
0 (800) 500-500 (free in Ukraine)
0 (44) 490-88-88 (for Kyiv and calls from abroad)
521 (free for Vodafone mobile operator).
When you contact the Information Center, you can immediately order a new card to be issued to your account. It will be available in 10 days at your chosen bank branch.
2. Lock the card yourself using MyRaif. On the bank's website you can also order an additional card to your account and receive it at your chosen bank branch in 10 days.
3. You can also block your own payment card at your nearest Raiffeisen Bank office.
Keep your card data confidential.If anyone calls you, do not disclose any of the following, despite any introduction they make:
• PIN-code of the card
• Its validity term
• 3 figures on the back of the card (CVV2/CVC2-code)
• Passwords sent via SMS
• Password to MyRaif app. Internet-BankingDo not disclose the above mentioned data to any third parties, despite any introduction they make.
The Bank has all the necessary information for servicing your card.
If transactions on your account exceed the available balance, an unauthorized overdraft arises on your card account. In this case, the Bank will act in accordance with Article 8, clause 8.6, Section 2 of the Rules for Banking Services to Individuals.
You may get acquainted with the following documents: