"National Cashback" Card
Receive 5 or 15% cashback from the government for purchases of Ukrainian goods and an additional 10% from Raiffeisen in selected categories
Card Benefits
How to Start Receiving the "National Cashback"?
To start receiving the "National Cashback," you can either open a separate payment card or link an existing one. Simply tap on your card in the app and select "Connect to National Cashback." If you don't have a card, you can create one by following these three simple steps:
How Does the National Cashback Work?
The program is simple: you use your card with the "National Cashback" feature to pay for Ukrainian-made products that are part of the program. Then, a 10% cashback from the government is credited to the card you specified in the Diia app.
You can check if a product is part of the program using the scanner on the "Made in Ukraine" website or in the Diia mobile app. The full list is also available in the program's catalog on the website. The maximum cashback amount per month is 3000 UAH.
Here's an example of how it works: if you buy Ukrainian cheese for 500 UAH and this cheese is part of the program, 50 UAH (10%) is returned to your card as cashback from the government. You also receive additional cashback from Raiffeisen if you selected this category in the app.
How to Pay with the National Cashback Card?
Pay with the card at participating stores just like a regular bank card or via Apple Pay or Google Pay. Cashback is automatically credited when you purchase items from the program's list.
What Can You Spend Cashback On?
Cashback credited to your card can be used for payments via terminal or online for:
- Utility bills
- Dining establishments
- Donations to the Armed Forces of Ukraine
- Purchasing military bonds
- Payments for transport, mobile services, medical services, sports, cinema, and other services in Ukraine — according to the list of MCC categories
In summary, the National Cashback program is a unique opportunity to support Ukrainian manufacturers while also gaining financial benefits. You can link one of the existing virtual bank cards to the program, such as the ATB card, Fishka card, or Raifcard. Additionally, you can create a separate "National Cashback" card.
Additional Documents
FAQ
The programme includes Ukrainian-made products, including medicines and medical devices, listed in the official register of eligible products and manufacturers. Cashback is not available on excisable goods, except for grape and fruit-and-berry wines and honey-based beverages made without added alcohol.
You can earn up to UAH 3,000 in cashback per month when paying for Ukrainian-made products with a card linked to the programme. The minimum cashback amount is UAH 2.
You can earn up to UAH 3,000 in cashback per month when paying for Ukrainian-made products with a card linked to the programme. The minimum cashback amount is UAH 2.
Cashback credited to your card can be used to pay in-store or online for:
- Utility services
- Groceries
- Medicines and medical devices
- Donations to support the Armed Forces of Ukraine
- Military bonds
A detailed list of eligible categories is available in the MyRaif app or on the programme website.
No. Cashback cannot be withdrawn in cash. It can only be used for cashless payments for eligible goods and services.
State cashback must be used by 31 July 2026. Any unused funds will be returned to the state budget.
After 31 July 2026, the National Cashback programme will continue operating as usual. Cashback for purchases made in April will be paid in July. After that, cashback will be credited monthly, approximately after the 20th of the following month.
Once you reach the monthly limit of UAH 3,000, any further purchases will not count towards cashback for the rest of that month.
Information about cashback earned will appear in the Diia app the day after the purchase.
The programme is coordinated by the Ministry of Economy of Ukraine. The Ministry of Digital Transformation of Ukraine, the state enterprise Diia, the “Made in Ukraine” initiative, the State Tax Service, Raiffeisen Bank, and other authorized banks participate in its implementation.
According to notices from the technical administrator (the state enterprise Diia), the following MCCs have been blocked pending further clarification from the authority responsible for the relevant resolution: 8999, 5541, and 7399.
You may get acquainted with the following documents: