"National Cashback" Card
Receive 10% cashback from the government for purchases of Ukrainian goods and an additional 10% from Raiffeisen in selected categories
Card Benefits
How to Start Receiving the "National Cashback"?
To start receiving the "National Cashback," you can either open a separate payment card or link an existing one. Simply tap on your card in the app and select "Connect to National Cashback." If you don't have a card, you can create one by following these three simple steps:
How Does the National Cashback Work?
The program is simple: you use your card with the "National Cashback" feature to pay for Ukrainian-made products that are part of the program. Then, a 10% cashback from the government is credited to the card you specified in the Diia app.
You can check if a product is part of the program using the scanner on the "Made in Ukraine" website or in the Diia mobile app. The full list is also available in the program's catalog on the website. The maximum cashback amount per month is 3000 UAH.
Here's an example of how it works: if you buy Ukrainian cheese for 500 UAH and this cheese is part of the program, 50 UAH (10%) is returned to your card as cashback from the government. You also receive additional cashback from Raiffeisen if you selected this category in the app.
How to Pay with the National Cashback Card?
Pay with the card at participating stores just like a regular bank card or via Apple Pay or Google Pay. Cashback is automatically credited when you purchase items from the program's list.
What Can You Spend Cashback On?
Cashback credited to your card can be used for payments via terminal or online for:
- Utility bills
- Dining establishments
- Donations to the Armed Forces of Ukraine
- Purchasing military bonds
- Payments for transport, mobile services, medical services, sports, cinema, and other services in Ukraine — according to the list of MCC categories
A detailed list of current categories is available in the MyRaif app or on the program's website. Cashback can be used until December 31, 2025.
In summary, the National Cashback program is a unique opportunity to support Ukrainian manufacturers while also gaining financial benefits. You can link one of the existing virtual bank cards to the program, such as the ATB card, Fishka card, or Raifcard. Additionally, you can create a separate "National Cashback" card.
Additional Documents
FAQ
You may get acquainted with the following documents:
The goods made in Ukraine, including medical products, which were added by the manufacturer to the special List of producers and goods participate in the program. Cashback is not accrued for the excise goods, except for the alcoholic beverages produced without the addition of alcohol, in particular, grape wines, fruit and berry wines and honey drinks.
The cashback in the amount of 10% of the goods cost will be credited for the purchase of the Ukrainian goods with the use of banking cards but not more than UAH 3 000 per month.
The accumulated cashback will be credited to special banking accounts of the program participants in the following month for the previous one.
Funds can be spent to pay for the services: utility, medical services (including dental services), veterinary, legal services, education, sport, leisure and entertainment, beauty salons, as well as transport, mobile connection, insurance etc. In addition, funds can be spent for charity, donations for the Armed Forces of Ukraine or war bonds purchase.
Funds credited to the special National Cashback account can be used by January 31 of the next budget year. For example, funds collected in 2024 can be used by January 31, 2025.
Funds cannot be withdrawn in a cash form from the National Cashback account.
Raiffeisen is joining the state program initiative "Winter eSupport" and will definitely provide this service to its clients. Starting from December 16, you can visit any branch to open a physical card if needed. Applications for the 1000 UAH payment can be submitted until the end of February 2025. The state payment is generally processed within approximately 10 days. When visiting the bank, clients must bring their passport and Taxpayer Identification Number (if available). If applying for child support payments, please bring the birth certificates of minors and minors under guardianship, as well as documents confirming guardianship, custody, or legal representation.
According to notifications from the technical administrator (State Enterprise "DIIA"), the following MCCs are also restricted - 8999, 5541, 7399, pending further clarification from the issuer of the regulation.