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National cashback card

Join the governmental program of population support and receive 10% cashback from the government for the purchase of the goods made in Ukraine. Collect monthly up to UAH 3 000 by purchasing Ukrainian goods!

And receive additional cashback up to 10% from Raiffeisen for the chosen payments with National Cashback card. 

Benefits

10% cashback from the government for the purchase of the goods made in Ukraine
Maximum amount of cashback from the government – up to UAH 3 000 per month
Additional cashback up to 10% from Raiffeisen for the payments in the selected categories
Card issue and servicing - free of charge

How to start receiving national cashback?

  1. Select your cards in MyRaif application and grant consent for transfer of the information on the transactions in the stores-participants of the program carried out with the respective cards to receive the cashback from the government for the purchase of goods made in Ukraine. The full list of goods is available on the website of the program;
  2. If necessary in MyRaif you can open National Cashback card as well;
  3. In Diia application select National Cashback card for the cashback crediting from the government;
  4. Accumulate cashback by purchasing goods of the Ukrainian manufacturers participating in the program;
  5. Cashback in the amount up to UAH 3 000 will be credited in the next month for the previous month to your National Cashback card. 

The full list of goods, manufacturers and trading networks participating in the program is available on the website of the program.

          How can you spend the cashback received from the government?

          The funds credited to your National Cashback card can be used in cashless form:

          • For the utility payments
          • For payments in cafes and restaurants
          • For donations for the armed forces of Ukraine
          • For the purchase of war bonds
          • For the payments for transport, mobile connection, medical services, sport and
            cinema on the territory of Ukraine according to the defined list of МСС categories

          The detailed list of up-to-date categories is available in MyRaif
          application or on the website of the program.

          Cashback credited for 2024 can be used until January 31,
          2025.

          How to receive cashback from Raiffeisen for the purchases with National Cashback card.

          1. In application MyRaif in the section Cashback select the categories for the settlements in which you want to receive Cashback from Raiffeisen in a current month.

            2. Pay for the services with National Cashback card in the categories defined by the state, which correspond to the categories selected in loyalty program and receive additional up to 10% cashback from Raiffeisen.

              3. Receive up to 10% Cashback from Raiffeisen and credit it to any Raiffeisen’s card, except for National Cashback card.

                4. The details of cashback accruing by Raiffeisen are available at the link

                You don’t have a card which you would like to use to accumulate cashback form the government?

                Easily open a card by Raiffeisen in MyRaif application, connect this card to the program, pay of the purchases of goods made in Ukraine to receive cashback from the government.

                Card by Raiffeisen provides:

                · Up to 10% cashback from Raiffeisen in the selected
                categories

                · Transfers without a commission fee from your card to card of any bank in MyRaif application

                · Cash withdrawal without a commission fee in ATMs of any Ukrainian bank 

                A WARNING TO PI CUSTOMERS when using the service of card account opening and maintaining with a debit payment card

                The service of the card account opening with a debit payment card (hereinafter – “bank service”) is provided by Raiffeisen Bank JSC (hereinafter – Bank) to PI customers based on the Bank Service Agreement.

                The Bank Service Agreement (hereinafter – Agreement) is an agreement of accession (article 634 of the Civil Code of Ukraine) and consists of a public proposal, the statement of acceptance of the public proposal/agreement, the Bank Service Rules for Private Individuals in Raiffeisen Bank JSC, the Bank’s tariffs and the application for a card account opening and maintenance.

                In the event of non-performance or improper performance of the obligations under the Agreement by the customer, the customer shall be liable according to the law of Ukraine, as well as the terms and conditions of the Agreement.

                The possible consequences for a customer in the event of the use of the bank service or non-performance of the obligation under the Agreement on providing such bank service are stipulated by Article 1, Section 9 of the Bank service rules for private individuals.

                The Bank is prohibited to demand that the customer should purchase any goods or services from the Bank or its related person as a mandatory condition for the bank service provision (except for the provision of a bank service package).

                The Bank has no right to amend the application for opening and maintaining a card account concluded with the customer unilaterally, unless otherwise stipulated by the Agreement or the law.

                The Customer may refuse to receive advertisement materials by means of remote communication channels.

                Frequently asked questions

                The goods made in Ukraine, including medical products, which were added by the manufacturer to the special List of producers and goods participate in the program. Cashback is not accrued for the excise goods, except for the alcoholic beverages produced without the addition of alcohol, in particular, grape wines, fruit and berry wines and honey drinks.

                The cashback in the amount of 10% of the goods cost will be credited for the purchase of the Ukrainian goods with the use of banking cards but not more than UAH 3 000 per month.

                The accumulated cashback will be credited to special banking accounts of the program participants in the following month for the previous one.

                Funds can be spent to pay for the services: utility, medical services (including dental services), veterinary, legal services, education, sport, leisure and entertainment, beauty salons, as well as transport, mobile connection, insurance etc. In addition, funds can be spent for charity, donations for the Armed Forces of Ukraine or war bonds purchase.

                Funds credited to the special National Cashback account can be used by January 31 of the next budget year. For example, funds collected in 2024 can be used by January 31, 2025. 

                Funds cannot be withdrawn in a cash form from the National Cashback account. 

                Raiffeisen is joining the state program initiative "Winter eSupport" and will definitely provide this service to its clients. Starting from December 16, you can visit any branch to open a physical card if needed. Applications for the 1000 UAH payment can be submitted until the end of February 2025. The state payment is generally processed within approximately 10 days. When visiting the bank, clients must bring their passport and Taxpayer Identification Number (if available). If applying for child support payments, please bring the birth certificates of minors and minors under guardianship, as well as documents confirming guardianship, custody, or legal representation.

                According to notifications from the technical administrator (State Enterprise "DIIA"), the following MCCs are also restricted - 8999, 5541, 7399, pending further clarification from the issuer of the regulation.