Apply for a card without visiting the bank

At Raiffeisen, you can open a card online through the app in just a few minutes!

Popular cards:

We recommend

Raifcard

No fees for card-to-card transfers, account top-ups, and cash withdrawals at any ATM in Ukraine.

Discounts at ATB

ATB card

Discounts up to 40% on weekly products at ATB stores, plus a constant 5% discount on over 700 promotional items.

Additional Fishback on fuel

Visa Fishka

Additional Fishback on fuel at OKKO and other everyday expenses.

How to apply for a virtual card online?

Step 1

Download

The mobile app is available on iOS and Android.

Step 2

Complete identification

You can do this using your passport and identification code or through the Diia app

Step 3

Apply for a card

Add the selected card to your digital wallet and start enjoying the benefits of a virtual bank card.

If you are already a Raiffeisen Bank client, creating a virtual card is even easier: simply open the app, select the desired card, and get it in just a few clicks.

Benefits of a card from Raiffeisen

Transfers without fees Send money from card to card at any bank in Ukraine without additional charges.

Cashback from Raiffeisen Receive cashback and bonuses up to 500 ₴ per month for purchases in selected categories.

Quick receipt By ordering a card online, you will receive it in just 10 minutes.

Card tariffs

Card	Raifcard	ATB Card	Fishka Card
Transfers	No fees via the MyRaif app	No fees via the MyRaif app	No fees via the MyRaif app
Monthly Maintenance	No fees	No fees	No fees
Cash Withdrawal	No fees at any ATM in Ukraine	No fees at any ATM in Ukraine	No fees at any ATM in Ukraine
Cashback	Up to 20%	Up to 20%	Up to 20%
Notifications	Instant PUSH notifications	Instant PUSH notifications	Instant PUSH notifications
Cashless Top-up Without Fees	No fees	No fees	No fees
Additional Benefits	—	5% discount on over 700 products at ATB and up to 40% discount on weekly products.	Fishback up to +8 UAH/l on fuel + 5% on purchases at OKKO (excluding tobacco and starter packs)

Not all available cards for application are presented here; you can learn more about our debit bank cards via the link. Currency cards are particularly popular, so we recommend considering them if you wish to store funds in foreign currency.

Benefits of online card application and usage

Opening a card online saves time since you don't need to visit a branch. The card will be immediately available on your smartphone and ready for use. Initially, it will be digital, but if you need a physical card, you can order it via Nova Poshta or pick it up at a branch. Also, you can apply for a card without a passport, as identification can be done using documents from the Diia app.

How to use the card after applying online?

After applying for the card, simply add it to Apple Pay or Google Pay. You can do this directly in the app or manually. Once added, the card is ready for payments. For purchases, just tap your phone to the terminal, and the payment will be processed automatically. For more details on how to pay with your phone, you can follow the link.

Open the card