Wish-card #9 | Raiffeisen Bank Aval Wish-card #10 | Raiffeisen Bank Aval
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Wish-card #19 | Raiffeisen Bank Aval Wish-card #20 | Raiffeisen Bank Aval Wish-card #21 | Raiffeisen Bank Aval Wish-card #22 | Raiffeisen Bank Aval Wish-card #23 | Raiffeisen Bank Aval Wish-card #24 | Raiffeisen Bank Aval


Credit card "Wish-card" from Raiffeisen Bank – a favorite card for daily payments. Life is interesting, full of new discoveries and so want to catch every moment of it.

Wish-card | Raiffeisen Bank Aval
Mastercard World "Wish-card"
Wish-card #2 | Raiffeisen Bank Aval

2 free cash withdrawals per month in ATMs of Raiffeisen Bank (for the “Wish-card 2.0” Tariff Model)

Wish-card #3 | Raiffeisen Bank Aval

Grace period – up to 57 days

Wish-card #4 | Raiffeisen Bank Aval

Participation in Mastercard Bilshe

Wish-card #5 | Raiffeisen Bank Aval

Credit limit – up to 250 000 UAH

Terms of the loan program

Opening a card Mastercard World "Wish-card" / Mastercard Unembossed
Grace periodup to 57 days*
Interest rate for usage, year
Minimum monthly repayment
5% of the balance of the debt**
Fee for withdrawal3% + 15 UAH***
Monthly insurance contribution0.7% of the balance of the debt (min 15 UAH, if the debt is more than 25 UAH)****
The maturity date of the monthly paymentby the 20th of each month
Mobile bankingfree
Raiffeisen onlinefree
Participate in the programMastercard Rewards Program / Bilshe Mastercard

* Grace period applies to non-cash payment transactions for goods/works/services purchase at a retail network and/or Internet using the payment card and continues from the date of transaction till the nearest date of interest calculation (bank calculates interests not earlier than 25th day of every month) and further until the 20th day of the following month inclusively (if the used limit amount was repaid within the specified period). (For example: date of cashless product payment is 26.07, the closest date of interest calculation is 25.08, grace period – from 26.07 to 20.09 (57 days).

** 5 (five)% of debt remain. Amount of minimum monthly payment is set for repayment every month on date of interest calculation and shall be repaid by the 20th day of the following month.

*** 2 transactions per month for cash withdrawals in ATMs of Raiffeisen Bank are without a fee

****Calculated on the amount as of the end of month.

Useful information
information that may be useful for you
Borrower requirements

Permanent registration on the territory of Ukraine

The age of the borrower from 23 to 71 years1

1A credit card is provided for women up to 60 years old and men up to 64 years old. For retirees by age - up to 71 years.

Documents for loan processing
  • Ukrainian passport
  • Taxpayer identification number
  • Certificate of income (for new customers, if the loan amount is more than 50 000 UAH)
How easy to repay a credit card?

Choose the most convenient way for you: 

The all services are FREE.

1Please pay attention that other isssuers can charge fee for such money transfers 

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