Wish-card 2.0 #9 | Raiffeisen Bank Aval Wish-card 2.0 #10 | Raiffeisen Bank Aval
New MyRaif convenient application
Download Download
Sign in Transfers and Payments
Wish-card 2.0 #19 | Raiffeisen Bank Aval Wish-card 2.0 #20 | Raiffeisen Bank Aval Wish-card 2.0 #21 | Raiffeisen Bank Aval Wish-card 2.0 #22 | Raiffeisen Bank Aval Wish-card 2.0 #23 | Raiffeisen Bank Aval Wish-card 2.0 #24 | Raiffeisen Bank Aval

Wish-card 2.0

Credit card "Wish-card" from Raiffeisen Bank – a favorite card for daily payments. Life is interesting, full of new discoveries and so want to catch every moment of it.

Wish-card 2.0 | Raiffeisen Bank Aval
Mastercard World "Wish-card"
Wish-card 2.0 #2 | Raiffeisen Bank Aval

2 free cash withdrawals per month in ATMs of Raiffeisen Bank (for the “Wish-card 2.0” Tariff Model)

Wish-card 2.0 #3 | Raiffeisen Bank Aval

Grace period – up to 57 days

Wish-card 2.0 #4 | Raiffeisen Bank Aval

Participation in Mastercard Bilshe

Wish-card 2.0 #5 | Raiffeisen Bank Aval

Credit limit – up to 300 000 UAH

Terms of the loan program

Opening of Mastercard World "Wish-card"
Grace periodup to 57 days*
Interest rate for usage, year
Minimum monthly repayment
5% of the balance of the debt as of 25th of each month
Fee for cash withdrawal/money transfer3%**
Credit limit amountfrom UAH 5 000 to UAH 300 000
Credit limit termup to 300 months (minimum term is equal maximum term)
Accompanying services of 3 persons
Compulsory life insurance of the borrower (insurer - PJSC «Insurance company «UNIQA Life»)
Monthly insurance contribution: 0.7% of the balance of the debt as of the end of month (min UAH 15, if the debt is more than UAH 25)
The maturity date of the monthly paymentby the 20th of each month
Mobile bankingfree
Raiffeisen onlinefree
Participate in the programBilshe Mastercard (golden points)
Accompanying services of banknot applicable

*Grace period applies to purchase and money transfer transactions using a credit card and valid from the date of transaction till the nearest the 25th of each month and further until the 20th of the following month inclusively if the used limit amount as of 25th date amount was repaid within the specified period. For example: date of cashless product payment is 26.07, the closest the 25th is 25.08, grace period – from 26.07 to 20.09 (57 days).

The grace period does not apply to transactions of cash withdrawals, fees, interest etc

The term of crediting to the card account is up to 3 banking days from the date of transfer to the card. Please make repayments in advance.

** 2 transactions per month for cash withdrawals in ATMs of Raiffeisen Bank are without a fee.

WARNING to individual customers when using the Credit Card consumer credit service

The service of providing Raiffeisen Bank JSC (hereinafter - the Bank) with consumer loans under the credit card program is provided by the Bank to individual customers under the terms of the Banking Service Agreement.
The Banking Service Agreement (hereinafter - the Agreement) is an accession agreement (Article 634 of the Civil Code of Ukraine) and consists of a public offer, a statement of acceptance of a public offer/agreement, "Rules for Banking Service of Individuals in Raiffeisen Bank JSC", Bank tariffs and a loan application "Credit Card".
In case of non-fulfillment or improper fulfillment by the client of the loan obligations established by the Agreement, the client is liable according to the legislation of Ukraine and the terms of the Agreement.
Thus, for the delay in the fulfillment by the client of any monetary obligations under the loan, the client must pay a penalty at the request of the Bank in the amount of 1% (one percent) of the amount of overdue payment, but in any case not less than 50 (fifty) hryvnias.
Also, in case of non-return of the loan by the client on the last day of the loan term, the client must pay interest to the Bank (as liability for violation of the monetary obligation under Article 625 of the Civil Code of Ukraine) in the amount of 0.000001% to 48.00% per annum.
The Bank shall not require the client to purchase any goods or services from the Bank or a related or associated person as a prerequisite for the provision of a consumer credit service (except for the provision of a package of banking services).
The Bank shall not be entitled to amend the Loan Card application with the client unilaterally unless otherwise provided by the Agreement or the law.
The customer may refuse to receive promotional materials by means of remote communication channels.

Useful information
information that may be useful for you
Borrower requirements

Permanent registration on the territory of Ukraine

The age of the borrower from 23 to 71 years1

1A credit card is provided for women up to 60 years old and men up to 64 years old. For retirees by age - up to 71 years.

Documents for loan processing
  • Ukrainian passport
  • Taxpayer identification number
  • Certificate of income (for new customers, if the loan amount is more than 50 000 UAH)
How easy to repay a credit card?

Choose the most convenient way for you: 

The all services are FREE.

1Please pay attention that other isssuers can charge fee for such money transfers 

Was this page useful to you?
Thank you! With Your help, we become better.