Deposit "Progressive" #7 | Raiffeisen Bank Aval Deposit "Progressive" #8 | Raiffeisen Bank Aval
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Deposit "Progressive"

"Progressive" deposit – opened in Raiffeisen Online, a termless deposit with a top-up and partial withdrawal option, progressive tiered interest rate depending on the deposit balance amount, monthly interest capitalization.

The deposit will be opened automatically if you open a card account at a Bank branch.

Deposit "Progressive" | Raiffeisen Bank Aval

Key benefits deposit

Deposit "Progressive" #2 | Raiffeisen Bank Aval

Progressive interest rate depending on the balance of funds in the account. Top up your deposit and get a higher interest rate

Deposit "Progressive" #3 | Raiffeisen Bank Aval

Replenishment and withdrawals without restrictions

Deposit "Progressive" #4 | Raiffeisen Bank Aval

Opening a deposit and executing transactions in Raiffeisen Online system

Deposit "Progressive" #5 | Raiffeisen Bank Aval

Monthly capitalization of interest

Deposit "Progressive" #6 | Raiffeisen Bank Aval

Free SMS informing about account operations

Interest rates, annual

to 20 000 UAH


from 20 000 to 100 000 UAH


from 100 000 to 1 000 000 UAH


Over 1 000 000 UAH


Minimum deposit amount /minimum top-up amount


How to open the deposit?

For new clients

How to order?
Apply for card from Raif online.
2️⃣ Download the Raiffeisen Online application and open the "Progressive" deposit in the "Deposits" section.
The deposit can be replenished and withdrawn at any time.
The larger the amount of the deposit, the higher the interest on the balance.

If you open a card from Raif in a branch of the Bank, the "Progressive" deposit will be opened automatically.

For current clients

How to open a deposit?

Log in to your  Raiffeisen Online account and open a Progressivedeposit in the "Deposits" section.

The deposit can be replenished and withdrawn at any time.

The larger the amount of the deposit, the higher the interest on the balance.

Terms of Deposit

Term of deposit


Deposit currency


Minimum/maximum deposit amount

not available/unlimited

Minimum amount of replenishment

not available

Replenishment of deposit without cash

free of charge

Cash deposit replenishment

cash top-up takes place by means of cash depositing to a card account and further funds transfer in Raiffeisen Online

Money transfer n the bank branch

funds transfer takes place free of charge to own current and deposit accounts via Raiffeisen Online exclusively

Partial withdrawal from your account

free of charge, by means of funds transfer to own current, card, deposit accounts via Raiffeisen Online

First payment

within ninety days from the date of opening the deposit


free SMS-notification service on transactions carried out on deposit account

Deposit opening

via Raiffeisen Online/at the Bank's branch

Additional information

your deposit will be closed automatically if the account balance is 0 for 1 year

WARNING for customers – private individuals using the service of bank deposit placement

The service of opening and managing of deposit accounts of private individuals is provided by Raiffeisen Bank JSC (hereinafter – Bank) according to the terms and conditions of the Bank service agreement (hereinafter – Agreement). 
The Bank service agreement is the accession agreement (Article 634 of the Civil Code of Ukraine) and consists of the public offer, application for the acceptance of the public offer/agreement, Bank service Rules for PI Clients at Raiffeisen Bank JSC, Bank’s tariffs and application for placement of the deposit. 
When placing the deposit funds at the Bank, no sanctions in case of untimely application to the Bank regarding repayment of the deposit are applied. Thus, term deposits shall be repaid to the customer automatically on the date of the deposit expiration by transferring funds to the customer’s current account. Also, the deposits, which provide for early repayment of funds, may be early repaid to the customer on the basis of the customer’s application.
The Bank may not demand from the customer purchase of any goods or services of the Bank or its related person as the mandatory condition for provision of the service of banking deposit placement (except for provision of the banking services package).
The Bank shall not have a right to unilaterally introduce changes into the application for placement of the deposit concluded with the customer, unless otherwise provided by the Agreement or the law. 
The customer may refuse receiving of promotional materials by the remote communication channels.

Useful information

Information on the essential characteristics of the bank deposit service "Progressive"
How to open a deposit?

Opening a deposit in a few clicks through Raiffeisen Online system or at a branch of the Bank

How to replenish a deposit?

In cash - by depositing funds to a card account and further transferring funds in the Raiffeisen Online system;
non-cash - free of charge by transferring funds from own accounts in the Raiffeisen Online system or from another bank.

Can a third party replenish an account of private individual resident?

A third party may replenish one’s UAH account for any amount.

How can a customer receive the deposit amount and interests?

By transferring funds to your own card, current, deposit account through the Raiffaisen Online system

How can one control account status?

The most convenient way to monitor the status of accounts is through Raiffeisen Online for private individuals, which is available free of charge.

In addition, the deposit is automatically connected to the free SMS notification service for individuals.

How is the deposit taxed?

Private individuals and individual entrepreneurs’ income in the form of interests accrued on bank accounts (deposit, current, card) shall be subject to individual income taxation regardless of the amount of received income:

  • taxation rate - 18%;
  • a military tax - 1,5%.

The Bank shall independently withhold and transfer tax from the amount of the accrued interests (interests less the amount of 19.5% are credited to the customer’s account).

The principal amount of the deposit shall not be subject to taxation.

Is it possible to receive an official statement of deposit?

You can get an official certificate of the deposit account status
by calling the Bank's Information Center (0 800 500 500);
by requesting a chat in the Raiffeisen Online system;
at any branch of the Bank.

The cost of providing the certificate is UAH 100. Details.

Customer’s right to withdraw from a banking service agreement

The Customer shall have the right to withdraw from the Application-Agreement (terminate it) and demand the repayment of the Deposit in full or a part thereof (except for the minimum Deposit amount). For this purpose, the Customer shall file the respective written application at the Bank’s branch or via Raiffeisen Online system (Annex No. 3 to the Rules). If the Customer’s demand is received, the Bank shall repay the Deposit in full or a part thereof, with the interest accrued and paid on the date of its repayment.

Information on the availability, list and cost of supporting services of the bank and third parties, including the payment amount and its calculation base.