We use cookies on this site to provide you with the best experience.
Key benefits deposit
Interest rates, annual
- to 20 000 UAH
5,00%
- from 20 000 to 100 000 UAH
5,25%
- from 100 000 to 1 000 000 UAH
5,50%
- Over 1 000 000 UAH
5,75%
- Minimum deposit amount /minimum top-up amount
n/a
- How interest is calculated
The bank calculates interest daily on the end-of-day balance at the rate according to the Bank’s Tariffs. The bank pays interest monthly on the account opening date by crediting it to the deposit account (capitalization). If you withdraw part of the funds, the interest for the previous period will be paid to you in full based on the calculation of the daily balance of funds. There are no fees or interest recalculations when withdrawing funds. If you add an additional amount to the deposit, the Bank will calculate interest on this amount the same day according to the Tariffs, and you will receive it on the same day of the month when the deposit was opened.
How to open the deposit?
For current clients
How to open a deposit?
Log in to your MyRaif account and open a Progressive deposit in the "Deposits" section.
The deposit can be replenished and withdrawn at any time.
The larger the amount of the deposit, the higher the interest on the balance.
Terms of Deposit
- Term of deposit
termless
- Deposit currency
UAH
- Minimum/maximum deposit amount
not available/unlimited
- Minimum amount of replenishment
not available
- Replenishment of deposit without cash
free of charge
- Cash deposit replenishment
cash top-up takes place by means of cash depositing to a card account and further funds transfer in Raiffeisen Online
- Money transfer n the bank branch
funds transfer takes place free of charge to own current and deposit accounts via Raiffeisen Online exclusively
- Partial withdrawal from your account
free of charge, by means of funds transfer to own current, card, deposit accounts via Raiffeisen Online
- First payment
within ninety days from the date of opening the deposit
- SMS-notification
free SMS-notification service on transactions carried out on deposit account
- Deposit opening
via Raiffeisen Online
- Additional information
your deposit will be closed automatically if the account balance is 0 for 1 year
WARNING for customers – private individuals using the service of bank deposit placement The service of opening and managing of deposit accounts of private individuals is provided by Raiffeisen Bank JSC (hereinafter – Bank) according to the terms and conditions of the Bank service agreement (hereinafter – Agreement). The Bank service agreement is the accession agreement (Article 634 of the Civil Code of Ukraine) and consists of the public offer, application for the acceptance of the public offer/agreement, Bank service Rules for PI Clients at Raiffeisen Bank JSC, Bank’s tariffs and application for placement of the deposit. When placing the deposit funds at the Bank, no sanctions in case of untimely application to the Bank regarding repayment of the deposit are applied. Thus, term deposits shall be repaid to the customer automatically on the date of the deposit expiration by transferring funds to the customer’s current account. Also, the deposits, which provide for early repayment of funds, may be early repaid to the customer on the basis of the customer’s application. The Bank may not demand from the customer purchase of any goods or services of the Bank or its related person as the mandatory condition for provision of the service of banking deposit placement (except for provision of the banking services package). The Bank shall not have a right to unilaterally introduce changes into the application for placement of the deposit concluded with the customer, unless otherwise provided by the Agreement or the law. The customer may refuse receiving of promotional materials by the remote communication channels. |
Useful information
Opening a deposit in a few clicks in application MyRaif
In cash - by depositing funds to a card account and further transferring funds in application MyRaif/Raiffeisen Online;
non-cash - free of charge by transferring funds from own accounts in application MyRaif/Raiffeisen Online or from another bank.
A third party may replenish one’s UAH account for any amount.
By transferring funds to your own card, current, deposit account through the Raiffaisen Online system
The most convenient way to monitor the status of accounts is through Raiffeisen Online for private individuals, which is available free of charge.
In addition, the deposit is automatically connected to the free SMS notification service for individuals.
Private individuals and individual entrepreneurs’ income in the form of interests accrued on bank accounts (deposit, current, card) shall be subject to individual income taxation regardless of the amount of received income:
- taxation rate - 18%;
- a military tax - 5%.
The Bank shall independently withhold and transfer tax from the amount of the accrued interests (interests less the amount of 23% are credited to the customer’s account).
The principal amount of the deposit shall not be subject to taxation.
You can get an official certificate of the deposit account status
by calling the Bank's Information Center (0 800 500 500);
by requesting a chat in the Raiffeisen Online system;
at any branch of the Bank.
The cost of providing the certificate is UAH 100. Details.
The Customer shall have the right to withdraw from the Application-Agreement (terminate it) and demand the repayment of the Deposit in full or a part thereof (except for the minimum Deposit amount). For this purpose, the Customer shall file the respective written application at the Bank’s branch or via Raiffeisen Online system (Annex No. 3 to the Rules). If the Customer’s demand is received, the Bank shall repay the Deposit in full or a part thereof, with the interest accrued and paid on the date of its repayment.
The following topics may be of interest to you:
How to create a card without a passport, Child benefit payments, What card should you transfer your pension to, Social account, Foreign currency card visa, Open ATB card, Get e-pidtrymka card issued, Register Fishka card, Account for Individual Entrepreneurs online, Payment terminal online, account of an LLC, tariffs for trading acquiring, buy trading acquiring, terminal to mobile phone, POS terminal with РРО,