For the customers aspiring for exclusive services we offer a new Premium Credit Card Mastercard World Elite
We don't charge you an interest rate for using credit limit during the grace period
Cash withdrawals in ATMs abroad without a free
Fast Line at Borispol airport (departer/arrival) and access to Business lounge zones Mastercard at Borispol airport, Kyiv airport (Zhuliany) and 8 European airports
When you pay by card abroad, the currency conversion commission is not applied
Free additional card on the name of the trustee
| Opening of Mastercard World Elite / Visa Infinite | free |
| Grace period | up to 57 days* |
| Interest rate | 36% per annum |
| Minimum monthly payment | 5% of the balance of the debt** |
| Account maintenance fee (monthly) | 250 UAH*** |
| Fee for cash withdrawal | 3% (abroad - for free) |
| Monthly insurance premium | 0.7% of the balance of the debt at the end of the month (min 15 UAH, if the debt is more than 25 UAH)**** |
| Monthly payment maturity | the 20th day of month |
| Mobile Banking | free |
| Raiffeisen online | free |
| Participation in Program | Mastercard Bilshe |
* Grace period applies to non-cash payment transactions for goods/works/services purchase at a retail network and/or Internet using the payment card and continues from the date of transaction till the nearest date of interest calculation (bank calculates interests not earlier than 25th day of every month) and further until the 20th day of the following month inclusively (if the used limit amount was repaid within the specified period). (For example: date of cashless product payment is 26.07, the closest date of interest calculation is 25.08, grace period – from 26.07 to 20.09 (57 days).
** 5 (five)% of debt remain. Amount of minimum monthly payment is set for repayment every month on date of interest calculation and shall be repaid by the 20th day of the following month.
*** The fee is charged on the 6th day of each month.
**** Calculated on the amount as of the end of month.
WARNING to individual customers when using the Credit Card consumer credit service The service of providing Raiffeisen Bank Aval JSC (hereinafter - the Bank) with consumer loans under the credit card program is provided by the Bank to individual customers under the terms of the Banking Service Agreement. The Banking Service Agreement (hereinafter - the Agreement) is an accession agreement (Article 634 of the Civil Code of Ukraine) and consists of a public offer, a statement of acceptance of a public offer/agreement, "Rules for Banking Service of Individuals in Raiffeisen Bank Aval JSC", Bank tariffs and a loan application "Credit Card". In case of non-fulfillment or improper fulfillment by the client of the loan obligations established by the Agreement, the client is liable according to the legislation of Ukraine and the terms of the Agreement. Thus, for the delay in the fulfillment by the client of any monetary obligations under the loan, the client must pay a penalty at the request of the Bank in the amount of 1% (one percent) of the amount of overdue payment, but in any case not less than 50 (fifty) hryvnias. Also, in case of non-return of the loan by the client on the last day of the loan term, the client must pay interest to the Bank (as liability for violation of the monetary obligation under Article 625 of the Civil Code of Ukraine) in the amount of 0.000001% to 48.00% per annum. The Bank shall not require the client to purchase any goods or services from the Bank or a related or associated person as a prerequisite for the provision of a consumer credit service (except for the provision of a package of banking services). The Bank shall not be entitled to amend the Loan Card application with the client unilaterally unless otherwise provided by the Agreement or the law. The customer may refuse to receive promotional materials by means of remote communication channels. |
the opportunity to carry out payments and transfers of funds through Internet-banking "Raiffeisen Online"
no commissions, you can repay the loan by transferring from the card of any Bank
don't worry that you can skip the next payment on the loan – use automatic payment
Leave a request and a Premium Manager will call you back. You can also call the Bank's Information Center at:
Or contact the Bank's office to complete the application.
Exclusive service packages for Premium customers are a prerequisite.
The Bank is currently constantly analyzing credit lines and, in the case of a positive credit history, is increasing the credit limit centrally. The Bank informs the client about the increase of the credit limit by sending an SMS.
Choose the most convenient way for you:
The all services are FREE.
1Please pay attention that other isssuers can charge fee for such money transfers
You can access and view your own credit history using the services of the First National Credit Bureau where it is stored.
How to get this service?
Contact your nearest Raiffeisen Bank Aval office. You need to have a Ukrainian citizen's passport, a taxpayer (ID) card and provide a valid email address;
In the future, any changes and updates to your credit history will be emailed to your e-mail address.
You can control all card account operations, including card operations, in Raiffeisen Online.
We use cookies on this site to provide you with the best experience.
