Deposits on-demand "Progressive" "Universal+" #7 | Raiffeisen Bank Aval Deposits on-demand "Progressive" "Universal+" #8 | Raiffeisen Bank Aval
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Deposits and Investments
Deposits on-demand "Progressive" "Universal+"

Deposit “Universal+” – termless deposit with the right of replenishment and partial withdrawal and monthly interest capitalization, available in Raiffeisen Online

Key benefits
Deposits on-demand

Possibility to switch to the service package with better terms online and open a deposit with higher interest rate

Deposits on-demand

Increased interest rate for the best card service packages

Deposits on-demand

Replenishment and withdrawals without restrictions

Deposits on-demand

Monthly capitalization of interest

Deposits on-demand

Deposits guarantee! Raiffeisen Bank is a member of Fund of guaranteeing deposits of persons since 1999.

Interest rates, annual

effective from 16.03.2023
For Package: "Exclusive" for the Premium Customers of the Bank
For Package: "Prestige" for the Premium Customers of the Bank
For Packages: "StartUp" for the Premium Customers of the Bank, "Raifcard+"
For packages: "Raifcard", "FUN card for children and teenagers"
Base rate (valid from 15.01.2016) for opening of the deposits out of Packages of services and the recalculation of accrued interest at early closure of deposit «Savings»
Minimum deposit amount / Minimum amount of replenishment
minimum- 100 UAH,
 maximum- unlimited

Announcement on the change of interest rates for savings account "Universal" from 16.03.2023

Announcement on the change of service terms of PI accounts in foreign currency from 26.04.2021

Terms of Deposits "Progressive" and "Universal+"

Term of deposit
Deposit currency
Minimum/maximum deposit amount
minimum- 100 UAH, maximum- unlimited
Minimum amount of replenishment
100 UAH
Replenishment of deposit without cash
From one’s own card accounts in UAH through an internet banking system «Raiffeisen Online», a standing order to replenish a deposit one’s own card account in UAH through system Direct Debit – free;
From your current account «For payments» – free;
From other accounts – free.
Cash deposit replenishment
In the department where the deposit was opened – free;
In another branch of the bank:
– UAH - free;
– in foreign currency - 0,7% of the amount, but not less than 1 USD / EUR.
Money transfer n the bank branch
Own current account «For payments» - UAH - 1% min. 25 UAH.; EUR - 1%, min. 1 EUR; USD - 1 USD;
Own account "Current" – free;
For a term deposit within Raiffeisen Bank– free.
Partial withdrawal from your account
Fee for partial or full withdrawal from deposit account:
– UAH - 1% min. 25 UAH;
– in foreign currency - free.
You can always transfer in Internet banking for free in a matter of minutes «Raiffeisen Online» funds from the deposit «Universal+» to your card account and receive cash from a payment card at the Bank's cash desk or any ATM, in accordance with the tariffs of your card services package, as well as making cashless payments on the trade and service network and the Internet without commissions
First payment
Within ninety days from the date of opening the deposit
Free SMS-notification service on transactions carried out on deposit account
Deposit opening
Through Raiffeisen Online system or visit one of the Bank's branches

WARNING for customers – private individuals using the service of bank deposit placement

The service of opening and managing of deposit accounts of private individuals is provided by Raiffeisen Bank JSC (hereinafter – Bank) according to the terms and conditions of the Bank service agreement (hereinafter – Agreement). 
The Bank service agreement is the accession agreement (Article 634 of the Civil Code of Ukraine) and consists of the public offer, application for the acceptance of the public offer/agreement, Bank service Rules for PI Clients at Raiffeisen Bank JSC, Bank’s tariffs and application for placement of the deposit. 
When placing the deposit funds at the Bank, no sanctions in case of untimely application to the Bank regarding repayment of the deposit are applied. Thus, term deposits shall be repaid to the customer automatically on the date of the deposit expiration by transferring funds to the customer’s current account. Also, the deposits, which provide for early repayment of funds, may be early repaid to the customer on the basis of the customer’s application.
The Bank may not demand from the customer purchase of any goods or services of the Bank or its related person as the mandatory condition for provision of the service of banking deposit placement (except for provision of the banking services package).
The Bank shall not have a right to unilaterally introduce changes into the application for placement of the deposit concluded with the customer, unless otherwise provided by the Agreement or the law. 
The customer may refuse receiving of promotional materials by the remote communication channels.