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What is the Development loan?
It is an unsecured loan for businesses, available to both individual entrepreneurs and legal entities.
With various usage possibilities:
- Investments (transport, equipment, etc.), conducting current financial and economic activities, financing expenses incurred in the past (no more than 6 months ago);
- Purchase of raw materials and supplies, payment for goods and services, including under foreign trade contracts;
- Conducting current financial and economic activities (payment of wages and mandatory payments to the budget, pension fund, and other mandatory payments).
More about loan
The Development loan is available for a term of 12 to 36 months.
Minimum loan amount from 50,000 UAH.
Maximum loan amount (depending on the client's financial condition):
- Up to 6,400,000 UAH (for clients with revenue ≤ 66,9 million UAH/year).
- Up to 9,500,000 UAH (for clients with revenue > 66,9 million UAH/year but ≤ 263,0 million UAH/year).
The offer is not valid in temporarily occupied or uncontrolled territories by Ukrainian authorities. Service terms are provided according to the Bank's rules. Client requirements for entering into a credit agreement are determined by the Bank's internal documents.
Key benefits
No collateral required
purchase of new and used passenger and commercial vehicles
For any purpose
acquisition of new and former in the operation of mobile agricultural equipment: harvesters, tractors, etc
Use of loan funds both cashless and in cash
Possibility of early repayment without commission
Fixed interest rate for the entire loan term
Loan terms
Loan period
from 12 to 36 months
Interest rate
19.9% - 23.9%
Repayment Schedule
Annuity (for Agro-clients, an individual repayment schedule can be established)
Loan currency
UAH
- Maximum loan amount (depending on the client's financial condition):
-
- Up to 6,400,000 UAH (for clients with revenue ≤ 66.9 million UAH/year).
- Up to 24,000,000 UAH (for clients with revenue > 66.9 million UAH/year but ≤ 263.0 million UAH/year).
- Changes to the Credit / Collateral Agreement initiated by the Client
-
-
- up to 100,000 Euros inclusive (or equivalent in another currency)
-
500 UAH
- more than 100,000 Euros (or equivalent in another currency)
-
1000 UAH
- commission for providing credit proof
-
150 UAH
- One-time fee for granting a loan
-
0.99%
0% - when applying for a loan online at RBO
- Remote service
-
Save your time using the Qualified Electronic Signature (CEP) and sign all documents without visiting the Bank Branch. More details on Link
- commission for early termination of the Credit Agreement
-
0 UAH
- Pay your attention
-
The loan is provided on the terms of the Credit Agreement in the form of a Non-revolving Credit Line. The Draft Credit Agreement is provided to the Client upon request.Pursuant to the requirements of article 671 of the Law of Ukraine On Banks and Banking (hereinafter – Law on Banks), Raiffeisen Bank JSC (hereinafter – Bank) shall submit to the credit register of the National Bank of Ukraine (hereinafter – Credit Register) the information on its credit operations involving the client-debtor, as indicated in part one of article 49 of the Law on Banks, if the amount of debt (principal debt and interests) under such credit operations is equal or exceeds 100 minimum salaries (or a foreign currency equivalent of this amount).
The Bank shall submit to the Credit Register the information, the content and scope of which is stipulated by part 3 of article 671 of the Law on Banks, according to the procedure determined by the National Bank of Ukraine
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