

Pension card
Depending on work experience, the retirement age for Ukrainians is 60, 63, or 65 years. The Pension Fund of Ukraine bears the costs of delivering pensions. Banks provide the payments free of charge, enabling savings to be used exclusively for pension payments or increasing their amount.
Advantages of Receiving a Pension on a Bank Card


Visa Fishka
Cards for Receiving Pensions

Receiving a pension through a bank offers undeniable advantages:
- For instance, if you miss visiting the post office for any reason and don't receive your payment, you can only collect your pension next month. However, funds on a card are always available once they are deposited into the bank account.
- Opening pension accounts is free of charge.
- Banks often offer various incentive programs.
To open a pension account at a bank, you need to fill out an application specifying the bank's details and submit it to the Pension Fund. Alternatively, you can submit the application directly at the bank branch, and the staff will forward it to the Fund.

Pension Card: Its Features
A pension card is a bank debit account for monthly pension payments from the state, designed specifically for our pensioner clients.
What sets it apart from others?
- Targeted deposits to the card come from the Pension Fund of Ukraine and social welfare agencies.
- A debit account that allows usage of only personal funds without a credit limit.
- To designate the card as a pension card, its payment details must be submitted to the Pension Fund of Ukraine based on documents confirming pensioner status.

How to Apply for a Pension Card at Raiffeisen?
You can apply for a pension card online or at a branch. The process is similar to applying for other payment cards.
- Go to the card application page in Raiffeisen Online or in the MyRaif app.
- Enter the necessary information to submit your application.
- Complete identification through the Diia portal by uploading your ID card or foreign passport.
- An electronic pension card will be created initially. The physical card can be picked up at a bank branch or delivered via "Nova Poshta" within 10 business days from the day of ordering.
If you prefer to open the card offline, visit the nearest Raiffeisen branch. Prepare your Ukrainian citizen's passport or a replacement document, and a certificate of identification code assignment. Approach a bank employee to open a pension account.
Tarrifs
Cards | Visa Reward/Raiffeisen Card + Visa Gold |
Monthly Maintenance |
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Cash Withdrawal |
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Cashless Replenishment |
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Card-to-Card Transfers in "Raiffeisen Online" |
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Notifications |
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Useful information
On the Bank's Website:
You can order a card and open a new account on the bank's website. Using this service, you'll receive a virtual card* that you can use immediately by adding it to your mobile wallet Apple Pay or Google Pay. You can also order a personalized card, which will be sent to your chosen branch. You can receive the card with just one visit to the bank branch. The card manufacturing time is 10 business days from the day of ordering on the website. Required documents for card application on the website include the Diia app with ID card or foreign passport.
To receive the card, you need to have a Ukrainian citizen's passport or a document that replaces it and a certificate of identification code assignment.
At the Nearest Bank Branch:
To order the card, you need to have a Ukrainian citizen's passport or a document that replaces it and a certificate of identification code assignment. The card manufacturing time is 10 business days from the moment of ordering.
*For clients engaged in entrepreneurial/independent professional activities, the account is opened during business hours.
First, visit the bank branch where the pension account was opened and inform them in writing of your intention to cease cooperation.
Review the list of institutions authorized by the Pension Fund of Ukraine (PFU) to pay social assistance and pensions to clients through accounts.
Choose a bank and apply for a new pension card.
Submit an application to transfer your pension to a bank card of another institution to the PFU, specifying the details of the new card for further pension transfers to the bank account.