Loans without calls
Get a loan without calls, explanations, or unnecessary questions. Everything is processed through the app, without long waits or communication with an operator!
Cash loan without calls
Apply for a cash loan without a single call from a manager. The entire process takes place on your smartphone through MyRaif.
Credit cards
Activate your reliable financial reserve without any conversations with the bank. Our credit cards are fully processed online through the MyRaif app.
Advantages
How to apply for a loan without calls?
More about loans without calls
Phone calls during the loan application process are a common practice. The bank may reach out to verify your information, clarify financial details, or agree on terms. This is part of the standard security process.
However, if you want to avoid conversations and get a loan to your card without calls, it is possible. At Raiffeisen, this is achievable thanks to digital identification and automatic data verification. You don't need to confirm your details in a conversation with an operator — just register in MyRaif and check if a loan offer is available for you.
The demand for loans without calls remains consistently high. This option is particularly relevant for people who work outside standard hours, don't have time for conversations, or simply prefer not to explain their circumstances. Young people, retirees, freelancers — all those who value speed and privacy choose this option.
Basic requirements for the borrower:
- Age — from 18 to 62 years at the time of loan contract completion;
- Official employment — at least 1 month of work experience at the current job;
- Citizenship of Ukraine;
- Permanent residence in Ukraine;
- Availability of a stable monthly income;
- Credit history — positive or absent.
In summary, a loan without calls is a way to get money without unnecessary communication, saving time and avoiding pressure.