Deposit “Universal” – termless deposit with the right of replenishment and partial withdrawal and monthly interest capitalization, available in Raiffeisen Online
Monthly capitalization of interest
effective from 16.02.2021
|Special offer when opening the "Universal +" deposit in Raiffeisen Online banking system|
|For Package: "Exclusive" for the Premium Customers of the Bank|
|For Packages: "Prestige", "StartUp", "Raifcard +"|
|For packages: "Raifcard", "FUN card for children and teenagers"|
|Base rate (valid from 15.01.2016) for opening of the deposits out of Packages of services and the recalculation of accrued interest at early closure of deposit «Savings»|
|Minimum deposit amount / Minimum amount of replenishment|
|Term of deposit||Termless|
|Minimum deposit amount||100 UAH|
|Minimum amount of replenishment||100 UAH|
|Replenishment of deposit without cash||From one’s own card accounts in UAH through an internet banking system «Raiffeisen Online», network of self-service kiosks, a standing order to replenish a deposit from a one’s own card account in UAH through a kiosk and system Direct Debit – free;|
From your current account «For payments» – free;
From other accounts – 1%.
|Cash deposit replenishment||In the department where the deposit was opened – free;|
In another branch of the bank:
– UAH - free;
– in foreign currency - 0,7% of the amount, but not less than 1 USD / EUR.
|Money transfer n the bank branch||Own current account «For payments» - UAH - 1% min. 25 UAH.; EUR - 1%, min. 1 EUR; USD - 1 USD;|
Own account "Current" – free;
For a term deposit within Raiffeisen Bank Aval – free.
|Partial withdrawal from your account||Fee for partial or full withdrawal from deposit account:|
– UAH - 1% min. 25 UAH;
– in foreign currency - free.
You can always transfer in Internet banking for free in a matter of minutes «Raiffeisen Online» funds from the deposit «Universal» to your card account and receive cash from a payment card at the Bank's cash desk or any ATM, in accordance with the tariffs of your card services package, as well as making cashless payments on the trade and service network and the Internet without commissions
|First payment||Within ninety days from the date of opening the deposit|
|SMS-notification||Free SMS-notification service on transactions carried out on deposit account|
|Deposit opening||Through Raiffeisen Online system or visit one of the Bank's branches|
Opening a deposit in a few clicks through Raiffeisen Online system or visit one of the Bank's branches and provide the following documents for the opening of a deposit account:
For your convenience please call hotline of Call center at 0 800 500 500(free for landline calls within Ukraine), (044) 490 88 88 (city phone number) or 521 (for MTC subscribers), and the operator will schedule a meeting for the opening of a deposit account at the outlet. In such a way, you can apply to the outlet at a given time without staying in a queue.
Private individuals and individual entrepreneurs’ income in the form of interests accrued on bank accounts (deposit, current, card) shall be subject to individual income taxation regardless of the amount of received income:
The Bank shall independently withhold and transfer tax from the amount of the accrued interests (interests less the amount of 19.5% are credited to the customer’s account).
The principal amount of the deposit shall not be subject to taxation.
The replenishment may be cash and cashless.
Placement of cash to "Time Deposit Classic"*, "Bonus"* deposits and replenishment of "Saving" or "Universal" deposits may be performed at the cash-desk of any Raiffeisen Bank Aval branch.
The «Universal» deposit can be replenished free of charge at the Bank’s branch where the account was opened. When replenishing such deposit account at another branch: UAH - free; in foreign currency - 0,7% of the amount, but not less than 1 USD / EUR.
One-time cashless funds placement to "Time Deposit Classic" is possible in Raiffeisen Online system from any account, or from own current account "For payments" at the branch.
One-time cashless funds placement to "Bonus" is possible from own current account "For payments" at the branch.
Cashless replenishment of the «Saving» deposit with no fee charged can be made in the following ways:
Cashless replenishment of the «Universal» deposit with no fee charged may be made in the following ways:
The «Universal» deposit replenishing from other accounts is made at 1% fee of the replenishment amount.
*The deposits may not be replenished upon the initial placement of funds.
A third party may replenish one’s UAH account for any amount.
Is a deposit was opened in foreign currency, it may be replenished by the account owner only or by a third party under a power of attorney (power of attorney for deposit replenishment is issued free of charge at a Bank’s branch).
The most handy way to control one’s account status is to use Raiffeisen Online Internet Banking for private individuals, which is provided free of charge.
You may also connect to the service of SMS notification on transactions with deposit accounts for private individuals by signing the respective application at the Bank’s outlet.
SMS notification is applicable to all transactions for the amount from UAH 100, USD/EUR 3 under Saving, Classic, Bonus term deposits and Universal deposit. The service is free of charge.
The deposit amount (effective for all deposit types) and interests accrued may be received as follows:
In case of partial or full withdrawal of funds from the deposit «Universal»:
If the amount of deposit and interest to be paid out exceeds 5 000 USD or its equivalent in other currency, it should be pre-ordered in advance (2 banking days).
To pre-order a deposit amount, a customer shall apply to a branch of Raiffeisen Bank Aval and hand in a relevant application, or contact the Bank’s Call Centre.
Yes, a statement can be received at any fully functional branch.
If the statement is intended for submission to the embassy, it is recommended to apply to the outlet where the account was opened.
A passport or other documents certifying a person and a counterpart of the agreement shall be provided at a branch of the Bank.