Partnership programs

SPECTR-AGRO

“SPECTR-AGRO” is a leading distributor in the agrochemicals and seeds market, providing agricultural producers with seeds, crop protection products, mineral and micronutrient fertilizers, and agricultural machinery from leading multinational and globally renowned manufacturers. The company has 19 regional offices covering the entire territory of Ukraine and more than 120 sales managers who provide professional agronomic support, technological consulting, and service at every stage.

Special conditions of financing

for SPECTR-AGRO machinery under the Partnership Program

SIPTEC brand / other brands

Down payment	12 months	24 months	36 months	48 months	60 months
0%	10,2% / 12,8%	11,8% / 13,5%	12,6% / 13,8%	13% / 14%	13,3% / 14,2%
10%	9,7% / 12,6%	11,5% / 13,4%	12,3% / 13,7%	12,8% / 13,9%	13,1% / 14,1%
20%	9,1% / 12,5%	11,1% / 13,3%	12% / 13,6%	12,6% / 13,8%	12,9% / 14%
30%	8,2% / 12%	10,5% / 13%	11,6% / 13,4%	12,3% / 13,7%	12,7% / 13,9%
40%	7,2% / 11,7%	9,8% / 12,8%	11,1% / 13,2%	11,9% / 13,5%	12,3% / 13,8%
50%	5,6% / 11,1%	8,8% / 12,4%	10,4% / 12,9%	11,3% / 13,3%	11,9% / 13,5%

for SPECTR-AGRO machinery under the State Program “Affordable Loans 5-7-9” (customer category 7%) + Partnership Program

SIPTEC brand / other brands

Down payment	12 months	24 months	36 months	48 months	60 months
0%	10,2% / 12,8%	11,8% / 13,5%	12,6% / 13,8%	13% / 14%	13,3% / 14,2%
10%	9,7% / 12,6%	11,5% / 13,4%	12,3% / 13,7%	12,8% / 13,9%	13,1% / 14,1%
20%	9,1% / 12,5%	11,1% / 13,3%	12% / 13,6%	12,6% / 13,8%	12,9% / 14%
30%	8,2% / 12%	10,5% / 13%	11,6% / 13,4%	12,3% / 13,7%	12,7% / 13,9%
40%	7,2% / 11,7%	9,8% / 12,8%	11,1% / 13,2%	11,9% / 13,5%	12,3% / 13,8%
50%	5,6% / 11,1%	8,8% / 12,4%	10,4% / 12,9%	11,3% / 13,3%	11,9% / 13,5%

for SPECTR-AGRO machinery under the State Program “Affordable Loans 5-7-9” (customer category 9%) + Partnership Program

SIPTEC brand / other brands

Down payment	12 months	24 months	36 months	48 months	60 months
0%	2,5% /5,2%	4,1% / 5,9%	4,9% / 6,2%	5,3 % / 6,4%	5,6% / 6,5%
10%	2% / 5%	3,8% / 5,7%	4,6% / 6,1%	5,1% / 6,3%	5,5% / 6,4%
20%	- / 4,8%	3,4% / 5,6%	4,3% / 6%	4,9% / 6,2%	5,3% / 6,3%
30%	- / 4,5%	2,8% / 5,4%	3,9% / 5,8%	4,6% / 6,1%	5% / 6,2%
40%	- / 4%	2,1% / 5,1%	3,4% / 5,6%	4,2% / 5,9%	4,7% / 6,1%
50%	- / 3,4%	- / 4,7%	2,7% / 5,3%	3,6% / 5,7%	4,2% / 5,9%

for other machinery

12 - 60 months

15,0%

Conditions

Financing time	from 1 to 5 years
Currency of financing	UAH
Own contribution	from 20% (for self-propelled machinery) and from 30% (for trailer technology)
Loan disbursement fee	0%
Insurance	in accordance with the rates of the insurance company in your region

For more information, please contact representatives of Raiffeisen Bank at 0 800 50 50 45 (Monday-Friday from 8:00 to 20:00), all calls from fixed-line phones in Ukraine are free of charge)

Pursuant to the requirements of article 67¹of the Law of Ukraine On Banks and Banking (hereinafter – Law on Banks), Raiffeisen Bank JSC (hereinafter – Bank) shall submit to the credit register of the National Bank of Ukraine (hereinafter – Credit Register) the information on its credit operations involving the client-debtor, as indicated in part one of article 49 of the Law on Banks, if the amount of debt (principal debt and interests) under such credit operations is equal or exceeds 100 minimum salaries (or a foreign currency equivalent of this amount).

The Bank shall submit to the Credit Register the information, the content and scope of which is stipulated by part 3 of article 67¹of the Law on Banks, according to the procedure determined by the National Bank of Ukraine