#14 | Raiffeisen Bank Aval  #15 | Raiffeisen Bank Aval
Be safe. Everything is online in Raiffeisen Online.
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  • For private customers
  • For businesses
  • Premium
  • Corporate clients

Raifcard + Visa Gold

  • Cashback of 1% for purchases (for definite categories)
  • Free withdrawal in Raif ATMs
  • Virtual card in Google Pay and Apple Pay
 | Raiffeisen Bank Aval


 #2 | Raiffeisen Bank Aval


1% - cafes and restaurants

1% - clothes and shoes

1% - household devices

 #3 | Raiffeisen Bank Aval

Free payments

for utility services and any other payments in IBAN format

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Free notifications

PUSH-notifications about payment transactions in Raiffeisen Online mobile application

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Free SMS

about incoming salary/social payments/pension

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1% cashback on the purchases with Raifcard + Visa Gold

for the following categories: cafes and restaurants; clothes and footwear; consumer electronics.

 #7 | Raiffeisen Bank Aval

Free of charge issue of 3 cards for one account

Pay with a card, not for card!


Visa Gold


UAH 39 / UAH 0 (provided purchases are made with the card in the amount of UAH 5,000 or more or the average monthly account balance is in the amount of UAH 5,000 or more)

Cash withdrawal

free in Raif ATMs

Cashless replenishment


Transfers from card to card in "Raiffeisen Online"

- free of charge to Raif cards
- 0.5%, min UAH 5 to cards of other banks


Cashback 1% for purchases (for definite categories)


free PUSH-notifications on card transactions

Purchuse currency online for a deposit at a favorable Raiffeisen Online rate

How easy is it to open a deposit?
1.Open Rif card + Visa Gold 
2.In the application, go to the "More" section, then "Deposits" and click the + button.
3.Select "Standard" and specify the currency of the deposit - USD or EUR and click "Sign".
4.Then go to the section "Payments" - "Currency exchange". Exchange hryvnias and the funds in the corresponding currency will be automatically credited to your new currency deposit. Please note that you can top up a foreign currency deposit only once.
Details at the link

 #8 | Raiffeisen Bank Aval
 #9 | Raiffeisen Bank Aval
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Raiffeisen Online

Operate your accounts in smartphone

Useful information

Rules of participation in the program More

When the Participant pays for goods, works and services using a PC in three categories and corresponding MCCs using payment terminals, as well as on the Internet, Bonuses at the rate of 1 Bonus -% of the amount of each transaction is displayed on the Participant's Bonus account, as well as : 1% - cafes and restaurants 1% - clothes and shoes 1% - household devices.

Card opening

On the bank’s website.

You can order a card and open the new account remotely*. For this, you need the Diya application with the ID card or international passport.


By using this service, you will receive the virtual card which you can use it immediately by adding the card to your Apple Pay or Google Pay mobile wallet.


Additionally, you can order plastic card which will be sent to the bank’s branch of your choice. Term of providing the card is 10 business days from the date of ordering card on the website. To obtain the card must have a passport of citizen of Ukraine or document substituting and help with tax code


At the nearest bank branch.

To order a card you must have a passport of a citizen of Ukraine with you or a document substituting and help with tax code. Card production time - 10 business days from the date of order.


*For client private entrepreneurs the account is opened during business hours.

What documents are required to open a card?

At the banks branch

To order a card you must have a passport of a citizen of Ukraine with you or a document substituting and help with tax code.

On the banks website

The required documents are the Diya application with the ID card of international passport.

Actions if you loss card
  1. Urgently notify Raiffeisen Bank Aval of the loss (theft) of the card to block it by calling the Information Center:
  • 0 (800) 500-500 (free in Ukraine)
  • 0 (44) 490-88-88 (for Kyiv and calls from abroad)
  • 521 (free for Vodafone mobile operator).

When you contact the Information Center, you can immediately order a new card to be issued to your account. It will be available in 10 days at your chosen bank branch.

2. Lock the card yourself using Raiffeisen Online. On the bank's website you can also order an additional card to your account and receive it at your chosen bank branch in 10 days.

3. You can also block your own payment card at your nearest Raiffeisen Bank office.

Card activation

Card activation

Payment card is provided not active

In order to set your personal PIN-code and activate card you can do it with the help of:


Call center 

0 800 501 150

  • take your card, passport and tax code
  • make a call from your financial phone number
  • following the prompts, enter the answers to the questions and set your personal PIN-code


  • insert the card
  • enter temporary PIN-code 0000
  • set your personal PIN-code

Your card is activated and ready to use

How to deal with fraudulent operations?

Keep your card data confidential.

If anyone calls you, do not disclose any of the following, despite any introduction they make:
• PIN-code of the card
• Its validity term
• 3 figures on the back of the card (CVV2/CVC2-code)
• Passwords sent via SMS
• Password to “Raiffeisen Online” Internet-BankingDo not disclose the above mentioned data to any third parties, despite any introduction they make.
The Bank has all the necessary information for servicing your card.

Procedure of the bank in case of non-fulfillment of obligations by the client under the agreement on the provision of banking services

In case of the amount of transaction is more than available balance overdraft arises on the card account. 

In this case Bank will follow Banking Rules for private Individuals in accordance with Article 8, paragraph 8.6. Section 2