Operations and Services
Package of services "Pension Optimal"
Opening an account in UAH
Card expiry date:
Issue and reissue of one card in the name of the account holder:
Visa Classic or Visa Fishka
Issue, maintenance and reissue of one card in the name of a trustee:
– one card Visa Classic
– one card Visa Instant
– one card Prostor
– in the network of ATMs and branches of JSC "Raiffeisen Bank Aval"
– in the network of other ATMs in Ukraine1
Up to 10,000 UAH. for a calendar month - for free, each subsequent withdrawal from 10 000,01 UAH - 1,5% + 5 UAH
– in the branch network of other banks in Ukraine1
1,5% + 5 UAH
– in the network of other banks and ATMs outside Ukraine1
1,5% + 40 UAH
Crediting of non-cash receipts card account:
– pensions, social assistance (PFC, social security agencies, employment centers, etc.)
– other income
Cash account replenishment through ATMs with the function of receiving funds of JSC "Raiffeisen Bank Aval"
Connection and maintenance of a card account for the "Mobile Banking" service (round-the-clock monitoring of the movement of funds via SMS messages to a mobile phone for transactions from UAH 100.00) per month
Calculations in the trading network using the card; Internet payment with 3D-Secure service
Connect to the Internet banking system "Raiffeisen Online" with the possibility of operations
Monthly fee for service package
Taking into account the number of operations in the trade and service network and average daily account balances2
|5 or more account transactions or daily average balance in the amount of 3000 UAH. and more3 |
|Less than 5 account transactions or average daily balance of less than 3000 UAH.3 – 11 UAH|
1 – other banks may charge additional fees in the currency of cash withdrawal.
2 – the fee is charged at the beginning of the period for which the service is provided, after the first transfer of funds to the card account on the 6th day of each month, taking into account the achievement of financial indicators for the previous calendar month specified in clause 1 of these Tariffs, subject to sufficient funds on the account. The period from the date of commencement of services in the near 6th day is not charged. Account service from the 6th day following the date of the package of services to the next 6th day of the month is 0.01 UAH.
3 – when applying a monthly account maintenance fee, the following are taken into account:\
Transactions in the sales and service network carried out during the previous calendar month using a card, on cards issued to an account, which include the purchase operations in the sales and service network, on the Internet (except for payment for financial services), regular payments for Direct Debit, Standing Order services, and also transfer of funds in the "Raiffeisen Online" (The operations in self-service centers, purchases at ATMs, transactions for transfer of funds to the card account through the system "Raiffeisen Online" transfer from card to card) are not taken into account. The total number of transactions in the trade and service network is reduced by the number of cash refund transactions to the Client’s account during the previous calendar month, in ’ connection with the cancellation / partial cancellation of purchases using the card. - average daily balances Customer’s own funds placed on the card account for the previous calendar month.
4 – the fee is charged at the beginning of the period for which the service is provided, each month of the next business day after the day, corresponding to the opening date of the card account, after the first transfer of funds to the card account, subject to sufficient funds on the account. The period from the date of the first transfer of funds to the card account in the next business day following the day corresponding to the date of opening the card account and follows the date of commencement of the provision of the Service is not charged.