Optimal #20 | Raiffeisen Bank Aval Optimal #21 | Raiffeisen Bank Aval
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Optimal

Package of services for private customers who appreciate the practicality and convenience

Optimal | Raiffeisen Bank Aval
Visa Fishka
Optimal #2 | Raiffeisen Bank Aval
Visa Classic payWave
Optimal #3 | Raiffeisen Bank Aval

Visa Fishka card, which combines payment card and a card of Loyalty Program Fishka

Optimal #4 | Raiffeisen Bank Aval
The accumulation of points for every purchase with the card
Optimal #5 | Raiffeisen Bank Aval
Exchange of points for discounts from the Program Partners: AZK OKKO, ALLO, FURSHET, PROSTOR and rewards from the catalog
Optimal #6 | Raiffeisen Bank Aval

Free mobile and internet banking

Optimal #7 | Raiffeisen Bank Aval

Payment for services and goods on the Internet with 3D-Secure service

Optimal #8 | Raiffeisen Bank Aval

Сontactless settlement

Key benefits
Optimal #9 | Raiffeisen Bank Aval
Internet Banking

Free Internet Banking Raiffeisen Online and mobile application

Optimal #10 | Raiffeisen Bank Aval
Additional privileges
Free Visa Fishka card and participation in the FISHKA program
Optimal #11 | Raiffeisen Bank Aval
Economically

Payment for using the package of services, only 21 UAH/month

Optimal #12 | Raiffeisen Bank Aval
Account replenishment

Free-of-charge replenishment by the account holder and cashless replenishment of the account

Optimal #13 | Raiffeisen Bank Aval
Profitable

Pay for goods in torgovelnyj networks and the Internet and get points for any purchase

Optimal #14 | Raiffeisen Bank Aval
Remuneration

Exchange accumulated points for rewards from the catalog and for discounts from the Program Partners. (AZK OKKO, ALLO, FURSHET and others)

Optimal #15 | Raiffeisen Bank Aval
Loyalty program

Accumulation of points for each purchase when calculating Visa Fishka card

Optimal #16 | Raiffeisen Bank Aval
Safely

Secure online payments with 3D-Secure service

Optimal #17 | Raiffeisen Bank Aval
Additional Profit

Additional profit - 7% per annum in hryvnia on the deposit "Universal" with free movement of funds

Optimal #18 | Raiffeisen Bank Aval
Additional Services

Free Chip Cards to Account Holder and Trusted Person

Tariffs

Opening an account in UAHFree
Card expiry date:
4 yearsVisa Fishka payWave,
Visa Classic payWave,

Issue and reissue (expiry, theft, damage, loss):Free
The name of the account holder:
one card Visa Classic payWave / Visa Fishka payWave
The name of the trustee:one card Visa Classic payWave / Visa Fishka payWave
For cash, private funds of the client:
   – in ATMs of JSC "Raiffeisen Bank Aval"1% + 5 UAH
   – the network branches of JSC "Raiffeisen Bank Aval"1% + 5 UAH
   – in other ATMs in Ukraine31,5% + 5 UAH
   – the network of branches of other banks in Ukraine31,5% + 5 UAH
   – the network of other banks and ATMs outside Ukraine31,5% + 40 UAH
Non-cashcCrediting:
   – from legal and physical personsFree
The cash replenishment of card account by using payment card holder in cash Department of JSC "Raiffeisen Bank Aval"Free
Cash depositing via ATMs with function of reception of means of JSC "Raiffeisen Bank Aval"Free
Connection and maintenance of the card account for the service "Mobile banking"(a clock control the movement of funds via SMS - messages to mobile phone operations from 100.00 UAH)Free
Payments in the retail network using the card; payment in the Internet with 3D-SecureFree
Connect to system Internet banking "Raiffeisen Online" with the possibility of implementation of operationsFree
Monthly maintenance fee Customer's account in the framework of the service Package21 UAH
Useful information
information that may be useful for you
Card opening
  • On site bank. You can change the card and enter the new rachunok on the website of the bank. Competing with this service, you save the hour and delete the card for one visit before the bank you created. Lines of cards wiggling - 10 working days from the day cards are wired to the site. For the card to be removed, you need to mother the passport of a Ukrainian citizen, but a document that says nothing, that is a certificate about the assignment of an identifier code.
  • At the nearest bank branch. To order a card you must have a passport of a citizen of Ukraine with you or a document that replaces it, and a certificate of assignment of an identification code. Card production time - 10 business days from the date of order.
What documents are required to open a card?

To open the card must have a passport of citizen of Ukraine or document substituting and help with taxe code.

How is the commission written off?

Charges are written off according to the tariffs of the Service Package on which the payment card is served. The tariffs can be found here.

Actions if you loss card
  1. Urgently notify Raiffeisen Bank Aval of the loss (theft) of the card to block it by calling the Information Center:
  • 0 (800) 500-500 (free in Ukraine)
  • 0 (44) 490-88-88 (for Kyiv and calls from abroad)
  • 521 (free for Vodafone mobile operator).

When you contact the Information Center, you can immediately order a new card to be issued to your account. It will be available in 10 days at your chosen bank branch.

  1. Lock the card yourself using Raiffeisen Online.
  2. On the bank's website you can also order an additional card to your account and receive it at your chosen bank branch in 10 days.
  3. You can also block your own payment card at your nearest Raiffeisen Bank Aval office.
Card activation

In order to activate the card, you must make any transaction with the PIN code entry in:

  • ATMs;
  • Self-service center;
  • POS terminals of the bank cash desk.

The card automatically becomes active as soon as you enter the correct PIN. The card can be activated in payment devices of both Raiffeisen Bank Aval and other banks.

How to deal with fraudulent operations?

Keep your card data confidential.

If anyone calls you, do not disclose any of the following, despite any introduction they make:
• PIN-code of the card
• Its validity term
• 3 figures on the back of the card (CVV2/CVC2-code)
• Passwords sent via SMS
• Password to “Raiffeisen Online” Internet-BankingDo not disclose the above mentioned data to any third parties, despite any introduction they make.
The Bank has all the necessary information for servicing your card.

Procedure of the bank in case of non-fulfillment of obligations by the client under the agreement on the provision of banking services

In case of the amount of transaction is more than available balance overdraft arises on the card account. 

In this case Bank will follow Banking Rules for private Individuals in accordance with Article 8, paragraph 8.6. Section 2

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