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13 February 2026

Get -5% off an annual Microsoft 365 subscription with Visa business-cards from Raif 💳✨

Get -5% off an annual Microsoft 365 subscription with Visa business-cards from Raif 💳✨ | Raiffeisen Bank Aval

Optimize your business with Microsoft 365 — powerful tools to boost productivity, enable secure collaboration, and automate processes.

With Visa Business and Visa Platinum Business business-cards from Raif, you can get an exclusive -5% discount on an annual subscription from Holograph 🎁

Why Microsoft 365 is great for your business 🚀

Streamlined workflows
Work with Word, Excel, PowerPoint, and other cloud-based services anytime.

🤝 Collaboration without barriers
Use Teams, OneDrive, and SharePoint for efficient communication and teamwork.

🔐 Data security
Reliable data storage and access from any device.

How to get the -5% discount 🧾

1️⃣ Follow the link to the offer page.
2️⃣ Click “Get the offer” and confirm your Visa Business or Visa Platinum Business business-card from Raif.
3️⃣ Click “Activate”, fill in your details, and submit the form.
4️⃣ Holograph will contact you with the next steps 📩

Important information ℹ️

  • The offer is valid for new and existing users.
  • Prices may change in accordance with Microsoft’s pricing policy.
  • The -5% discount is available to holders of Visa Business and Visa Platinum Business business-cards from Raif in Ukraine (excluding temporarily occupied territories) from 3 February to 31 December 2026.

Learn more about the terms and limitations on the website.

💡 An entrepreneur can safely use their business-card — both for business and personal expenses — as long as all taxes are paid on time.

 Comments from the State Tax Service of Ukraine — here.