Raiffeisen Bank enables clients to invest in as little as one hryvnia-denominated government bond through MyRaif

Raiffeisen Bank has enabled clients to purchase Ukrainian domestic government bonds (OVDPs) through itsMyRaif mobile app, starting with a single hryvnia-denominated bond. With a face value of UAH 1,000 per bond, clients can now start investing with an accessible amount, in just a few taps and without unnecessary paperwork.
The entire purchase process takes place online in MyRaif. To invest, clients simply go to MyRaif → More →Investments → Buy bonds, select an available bond issue, review the terms, sign the documents and payfor their purchase.
“We want investing to become as natural a part of banking as making payments or transfers for allUkrainians. Clients can purchase as little as one hryvnia-denominated bond for around UAH 1,000, in just afew taps and without unnecessary paperwork. This is a tangible way to help millions of clients bridge thegap between wanting to invest and taking that first step,” said Oleh Klimas, Director of the Capital MarketsDepartment at Raiffeisen Bank. “Behind this simple smartphone experience lies extensive technological work - automation and dozens of integrations that allow us to scale the service.”
Since online government bond purchases were launched in MyRaif in 2025, demand for these investments among Raiffeisen Bank clients has increased almost tenfold. The next stages of the service’s development will include automating purchases of foreign currency-denominated government bonds and enabling clients to sell both hryvnia- and foreign currency-denominated bonds directly in the app.
Raiffeisen Bank is one of the largest primary dealers in Ukrainian government securities. Domestic government bonds are a key instrument through which the government raises funding within Ukraine. For investors, they offer an opportunity to invest in government securities and earn tax-exempt income.According to Ukraine’s Ministry of Finance, individuals’ investments in government securities have increased by 65% since the beginning of the year, bringing total retail holdings to UAH 173 billion.