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Dear client,

Recently, our bank has changed the size of a credit limit for you.

We are sorry that the given situation has become unexpected for you and caused a kind of discomfort.

We are carefully monitoring the situation developments by analyzing and taking into consideration a great number of criteria while taking decisions on a daily basis.

I am glad to inform you that we have revised the size of your credit limit, and it may be also further increased with regard to current circumstances. You will have additional 10 per cent cashback automatically for using your credit card in April 2020.

For details please call on the phone number 0800-500-500.

Take our sincere thanks for your confidence in our bank! We rely on your understanding in this uncertain time.

Yours respectfully,

Robert Kossmann

Deputy Chairman of the Board

Raiffeisen Bank Aval