Credit card "Wish-card" from Raiffeisen Bank Aval – a favorite card for daily payments. Life is interesting, full of new discoveries and so want to catch every moment of it.
|Opening a card Mastercard World "Wish-card" / Mastercard Unembossed||free|
|Grace period||up to 57 days*|
|Interest rate for usage, year||45%|
|Minimum monthly repayment||5% of the balance of the debt**|
|Fee for withdrawal||3% + 15 UAH***|
|Monthly insurance contribution||0.7% of the balance of the debt (min 15 UAH, if the debt is more than 25 UAH)****|
|The maturity date of the monthly payment||by the 20th of each month|
|Participate in the program||Mastercard Rewards Program / Bilshe Mastercard|
* Grace period applies to non-cash payment transactions for goods/works/services purchase at a retail network and/or Internet using the payment card and continues from the date of transaction till the nearest date of interest calculation (bank calculates interests not earlier than 25th day of every month) and further until the 20th day of the following month inclusively (if the used limit amount was repaid within the specified period). (For example: date of cashless product payment is 26.07, the closest date of interest calculation is 25.08, grace period – from 26.07 to 20.09 (57 days).
** 5 (five)% of debt remain. Amount of minimum monthly payment is set for repayment every month on date of interest calculation and shall be repaid by the 20th day of the following month.
*** 2 transactions per month for cash withdrawals in ATMs of Raiffeisen Bank Ava are without a fee
****Calculated on the amount as of the end of month.
Permanent registration on the territory of Ukraine
The age of the borrower from 23 to 71 years1
1A credit card is provided for women up to 60 years old and men up to 64 years old. For retirees by age - up to 71 years.
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1Please pay attention that other isssuers can charge fee for such money transfers