Exclusive FISHKA payment card combines a bank payment card with a revolving credit line and a regular FISHKA card.
|Opening of Mastercard World Fishka card||free|
|Grace period||up to 57 days*|
|Interest rate||39,9% per annum|
|Minimum monthly payment||5% of the balance of the debt**|
|Account maintenance fee (monthly)||50 UAH***|
|Fee for cash withdrawal||3% + 15 UAH|
|Monthly insurance premium||0.7% of the balance of the debt at the end of the month (min 15 UAH, if the debt is more than 25 UAH)****|
|Monthly payment maturity||the 20th of month|
|Participation in Program||Bilshe Mastercard|
*Grace period continues from the date of transaction till the 25th day of the following month and further until the 20th day of the following monthinclusively (if the used limit amount was repaid within the specified period). (For example: date of cashless product payment is 26.07, the closest billing date is 25.08, grace period – from 26.07 to 20.09 (57 days).
**5 (five)% of debt remain. Amount of minimum monthly payment is set for repayment on every 25th day of the month and shall be repaid by the 20th day of the following month.
***The payment is charged on the 6th day of each month, taking into account the transactions made during the previous calendar month. The payment is charged, if there were less than three transactions under the account for goods/works/services purchase at a retail network and/or Internet using the payment card, and the average monthly balance under the account for the previous month is from UAH 25.00.
****Calculated on the amount as of the end of month.
1A credit card is provided for women up to 60 years old and men up to 64 years old. For retirees by age - up to 71 years.
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1Please pay attention that other isssuers can charge fee for such money transfers